Atal Pension Yojana Premium Chart and Calculator
Age of Joining, Contribution Levels, Fixed Monthly Pension and Return of Corpus to the nominee of subscribers
The Table of contribution levels, fixed minimum monthly pension to subscribers and his spouse and return of corpus to nominees of subscribers and the contribution period is given below.
For example, to get a fixed monthly pension between Rs. 1,000 per month and Rs. 5,000 per month, the subscriber has to contribute on a monthly basis between Rs. 42 and Rs. 210, if he joins at the age of 18 years. For the same fixed pension levels, the contribution would range between Rs. 291 and Rs. 1,454, if the subscriber joins at the age of 40 years.
Table of contribution levels, fixed monthly pension to subscribers and his spouse and return of corpus to nominees of subscribers and the contribution period under Atal Pension Yojana.
Indicative APY Contribution Chart (Age wise)
Age | Years | Monthly Contribution | Return to the nominee |
18 yrs | 42 yrs | Rs. 42 | Rs. 1.7 lakhs |
19 yrs | 41 yrs | Rs. 46 | Rs. 1.7 lakhs |
20 yrs | 40 yrs | Rs. 50 | Rs. 1.7 lakhs |
21 yrs | 39 yrs | Rs. 54 | Rs. 1.7 lakhs |
22 yrs | 38 yrs | Rs. 59 | Rs. 1.7 lakhs |
23 yrs | 37 yrs | Rs. 64 | Rs. 1.7 lakhs |
24 yrs | 36 yrs | Rs. 70 | Rs. 1.7 lakhs |
25 yrs | 35 yrs | Rs. 76 | Rs. 1.7 lakhs |
26 yrs | 34 yrs | Rs. 82 | Rs. 1.7 lakhs |
27 yrs | 33 yrs | Rs. 90 | Rs. 1.7 lakhs |
28 yrs | 32 yrs | Rs. 97 | Rs. 1.7 lakhs |
29 yrs | 31 yrs | Rs. 106 | Rs. 1.7 lakhs |
30 yrs | 30 yrs | Rs. 116 | Rs. 1.7 lakhs |
31 yrs | 29 yrs | Rs. 126 | Rs. 1.7 lakhs |
32 yrs | 28 yrs | Rs. 138 | Rs. 1.7 lakhs |
33 yrs | 27 yrs | Rs. 151 | Rs. 1.7 lakhs |
34 yrs | 26 yrs | Rs. 165 | Rs. 1.7 lakhs |
35 yrs | 25 yrs | Rs. 181 | Rs. 1.7 lakhs |
36 yrs | 24 yrs | Rs. 198 | Rs. 1.7 lakhs |
37 yrs | 23 yrs | Rs. 218 | Rs. 1.7 lakhs |
38 yrs | 22 yrs | Rs. 240 | Rs. 1.7 lakhs |
39 yrs | 21 yrs | Rs. 264 | Rs. 1.7 lakhs |
40 yrs | 20 yrs | Rs. 291 | Rs. 1.7 lakhs |
Calculation for an Atal Pension Yojana of Rs. 2000
If you need a pension of 2000 INR, in that case, the contribution ranges between 84 INR and 582 INR. Your nominee will receive up to Rs. 3.4 lakhs in case of your unfortunate death.
Age | Years | Monthly Contribution | Return to the nominee |
18 yrs | 42 yrs | Rs. 84 | Rs. 3.4 lakhs |
19 yrs | 41 yrs | Rs. 92 | Rs. 3.4 lakhs |
20 yrs | 40 yrs | Rs. 100 | Rs. 3.4 lakhs |
21 yrs | 39 yrs | Rs. 108 | Rs. 3.4 lakhs |
22 yrs | 38 yrs | Rs. 117 | Rs. 3.4 lakhs |
23 yrs | 37 yrs | Rs. 127 | Rs. 3.4 lakhs |
24 yrs | 36 yrs | Rs. 139 | Rs. 3.4 lakhs |
25 yrs | 35 yrs | Rs. 151 | Rs. 3.4 lakhs |
26 yrs | 34 yrs | Rs. 164 | Rs. 3.4 lakhs |
27 yrs | 33 yrs | Rs. 178 | Rs. 3.4 lakhs |
28 yrs | 32 yrs | Rs. 194 | Rs. 3.4 lakhs |
29 yrs | 31 yrs | Rs. 212 | Rs. 3.4 lakhs |
30 yrs | 30 yrs | Rs. 231 | Rs. 3.4 lakhs |
31 yrs | 29 yrs | Rs. 252 | Rs. 3.4 lakhs |
32 yrs | 28 yrs | Rs. 276 | Rs. 3.4 lakhs |
33 yrs | 27 yrs | Rs. 302 | Rs. 3.4 lakhs |
34 yrs | 26 yrs | Rs. 330 | Rs. 3.4 lakhs |
35 yrs | 25 yrs | Rs. 362 | Rs. 3.4 lakhs |
36 yrs | 24 yrs | Rs. 396 | Rs. 3.4 lakhs |
37 yrs | 23 yrs | Rs. 436 | Rs. 3.4 lakhs |
38 yrs | 22 yrs | Rs. 480 | Rs. 3.4 lakhs |
39 yrs | 21 yrs | Rs. 528 | Rs. 3.4 lakhs |
40 yrs | 20 yrs | Rs. 582 | Rs. 3.4 lakhs |
Calculation for an Atal Pension Yojana of Rs. 3000
If you need a pension of 3000 INR, in that case, the contribution ranges between 126 INR and 873 INR. Your nominee will receive up to Rs. 5.1 lakhs in case of your unfortunate death.
Age | Years | Monthly Contribution | Return to the nominee |
18 yrs | 42 yrs | Rs. 126 | Rs. 5.1 Lakhs |
19 yrs | 41 yrs | Rs. 138 | Rs. 5.1 Lakhs |
20 yrs | 40 yrs | Rs. 150 | Rs. 5.1 Lakhs |
21 yrs | 39 yrs | Rs. 162 | Rs. 5.1 Lakhs |
22 yrs | 38 yrs | Rs. 177 | Rs. 5.1 Lakhs |
23 yrs | 37 yrs | Rs. 192 | Rs. 5.1 Lakhs |
24 yrs | 36 yrs | Rs. 208 | Rs. 5.1 Lakhs |
25 yrs | 35 yrs | Rs. 226 | Rs. 5.1 Lakhs |
26 yrs | 34 yrs | Rs. 246 | Rs. 5.1 Lakhs |
27 yrs | 33 yrs | Rs. 268 | Rs. 5.1 Lakhs |
28 yrs | 32 yrs | Rs. 292 | Rs. 5.1 Lakhs |
29 yrs | 31 yrs | Rs. 318 | Rs. 5.1 Lakhs |
30 yrs | 30 yrs | Rs. 347 | Rs. 5.1 Lakhs |
31 yrs | 29 yrs | Rs. 379 | Rs. 5.1 Lakhs |
32 yrs | 28 yrs | Rs. 414 | Rs. 5.1 Lakhs |
33 yrs | 27 yrs | Rs. 453 | Rs. 5.1 Lakhs |
34 yrs | 26 yrs | Rs. 495 | Rs. 5.1 Lakhs |
35 yrs | 25 yrs | Rs. 543 | Rs. 5.1 Lakhs |
36 yrs | 24 yrs | Rs. 594 | Rs. 5.1 Lakhs |
37 yrs | 23 yrs | Rs. 654 | Rs. 5.1 Lakhs |
38 yrs | 22 yrs | Rs. 720 | Rs. 5.1 Lakhs |
39 yrs | 21 yrs | Rs. 792 | Rs. 5.1 Lakhs |
40 yrs | 20 yrs | Rs. 873 | Rs. 5.1 Lakhs |
Calculation for an Atal Pension Yojana of Rs. 4000
If you need a pension of 4000 INR, in that case, the contribution ranges between 168 INR and 1164 INR. Your nominee will receive up to Rs. 6.8 lakhs in case of your unfortunate death.
Age | Years | Monthly Contribution | Return to the nominee |
18 yrs | 42 yrs | Rs. 168 | Rs. 6.8 lakhs |
19 yrs | 41 yrs | Rs. 183 | Rs. 6.8 lakhs |
20 yrs | 40 yrs | Rs. 198 | Rs. 6.8 lakhs |
21 yrs | 39 yrs | Rs. 215 | Rs. 6.8 lakhs |
22 yrs | 38 yrs | Rs. 234 | Rs. 6.8 lakhs |
23 yrs | 37 yrs | Rs. 254 | Rs. 6.8 lakhs |
24 yrs | 36 yrs | Rs. 277 | Rs. 6.8 lakhs |
25 yrs | 35 yrs | Rs. 301 | Rs. 6.8 lakhs |
26 yrs | 34 yrs | Rs. 327 | Rs. 6.8 lakhs |
27 yrs | 33 yrs | Rs. 356 | Rs. 6.8 lakhs |
28 yrs | 32 yrs | Rs. 388 | Rs. 6.8 lakhs |
29 yrs | 31 yrs | Rs. 423 | Rs. 6.8 lakhs |
30 yrs | 30 yrs | Rs. 462 | Rs. 6.8 lakhs |
31 yrs | 29 yrs | Rs. 504 | Rs. 6.8 lakhs |
32 yrs | 28 yrs | Rs. 551 | Rs. 6.8 lakhs |
33 yrs | 27 yrs | Rs. 602 | Rs. 6.8 lakhs |
34 yrs | 26 yrs | Rs. 659 | Rs. 6.8 lakhs |
35 yrs | 25 yrs | Rs. 722 | Rs. 6.8 lakhs |
36 yrs | 24 yrs | Rs. 792 | Rs. 6.8 lakhs |
37 yrs | 23 yrs | Rs. 870 | Rs. 6.8 lakhs |
38 yrs | 22 yrs | Rs. 957 | Rs. 6.8 lakhs |
39 yrs | 21 yrs | Rs. 1,054 | Rs. 6.8 lakhs |
40 yrs | 20 yrs | Rs. 1,164 | Rs. 6.8 lakhs |
Calculation for an Atal Pension Yojana of Rs. 5000
If you need a pension of 5000 INR, in that case, the contribution ranges between 210 INR and 1454 INR. Your nominee will receive up to Rs. 8.5 lakhs in case of your unfortunate death.
Age | Years | Monthly Contribution | Return to the nominee |
18 yrs | 42 yrs | Rs. 210 | Rs. 8.5 lakhs |
19 yrs | 41 yrs | Rs. 228 | Rs. 8.5 lakhs |
20 yrs | 40 yrs | Rs. 248 | Rs. 8.5 lakhs |
21 yrs | 39 yrs | Rs. 269 | Rs. 8.5 lakhs |
22 yrs | 38 yrs | Rs. 292 | Rs. 8.5 lakhs |
23 yrs | 37 yrs | Rs. 318 | Rs. 8.5 lakhs |
24 yrs | 36 yrs | Rs. 346 | Rs. 8.5 lakhs |
25 yrs | 35 yrs | Rs. 376 | Rs. 8.5 lakhs |
26 yrs | 34 yrs | Rs. 409 | Rs. 8.5 lakhs |
27 yrs | 33 yrs | Rs. 446 | Rs. 8.5 lakhs |
28 yrs | 32 yrs | Rs. 485 | Rs. 8.5 lakhs |
29 yrs | 31 yrs | Rs. 529 | Rs. 8.5 lakhs |
30 yrs | 30 yrs | Rs. 577 | Rs. 8.5 lakhs |
31 yrs | 29 yrs | Rs. 630 | Rs. 8.5 lakhs |
32 yrs | 28 yrs | Rs. 689 | Rs. 8.5 lakhs |
33 yrs | 27 yrs | Rs. 752 | Rs. 8.5 lakhs |
34 yrs | 26 yrs | Rs. 824 | Rs. 8.5 lakhs |
35 yrs | 25 yrs | Rs. 902 | Rs. 8.5 lakhs |
36 yrs | 24 yrs | Rs. 990 | Rs. 8.5 lakhs |
37 yrs | 23 yrs | Rs. 1,087 | Rs. 8.5 lakhs |
38 yrs | 22 yrs | Rs. 1,196 | Rs. 8.5 lakhs |
39 yrs | 21 yrs | Rs. 1,318 | Rs. 8.5 lakhs |
40 yrs | 20 yrs | Rs. 1,454 | Rs. 8.5 lakhs |
Atal Pension Yojana Contribution Range According to Age
According to your current age, you can see the amount you need to contribute towards the Atal Pension Yojana Scheme. Depending on your choice of pension amount, your premium will be determined.
Age | Rs. 1000 | Rs. 2000 | Rs. 3000 | Rs. 4000 | Rs. 5000 |
18 yrs | Rs. 42 | Rs. 84 | Rs. 126 | Rs. 168 | Rs. 210 |
19 yrs | Rs. 46 | Rs. 92 | Rs. 138 | Rs. 183 | Rs. 228 |
20 yrs | Rs. 50 | Rs. 100 | Rs. 150 | Rs. 198 | Rs. 248 |
21 yrs | Rs. 54 | Rs. 108 | Rs. 162 | Rs. 215 | Rs. 269 |
22 yrs | Rs. 59 | Rs. 117 | Rs. 177 | Rs. 234 | Rs. 292 |
23 yrs | Rs. 64 | Rs. 127 | Rs. 192 | Rs. 254 | Rs. 318 |
24 yrs | Rs. 70 | Rs. 139 | Rs. 208 | Rs. 277 | Rs. 346 |
25 yrs | Rs. 76 | Rs. 151 | Rs. 226 | Rs. 301 | Rs. 376 |
26 yrs | Rs. 82 | Rs. 164 | Rs. 246 | Rs. 327 | Rs. 409 |
27 yrs | Rs. 90 | Rs. 178 | Rs. 268 | Rs. 356 | Rs. 446 |
28 yrs | Rs. 97 | Rs. 194 | Rs. 292 | Rs. 388 | Rs. 485 |
29 yrs | Rs. 106 | Rs. 212 | Rs. 318 | Rs. 423 | Rs. 529 |
30 yrs | Rs. 116 | Rs. 231 | Rs. 347 | Rs. 462 | Rs. 577 |
31 yrs | Rs. 126 | Rs. 252 | Rs. 379 | Rs. 504 | Rs. 630 |
32 yrs | Rs. 138 | Rs. 276 | Rs. 414 | Rs. 551 | Rs. 689 |
33 yrs | Rs. 151 | Rs. 302 | Rs. 453 | Rs. 602 | Rs. 752 |
34 yrs | Rs. 165 | Rs. 330 | Rs. 495 | Rs. 659 | Rs. 824 |
35 yrs | Rs. 181 | Rs. 362 | Rs. 543 | Rs. 722 | Rs. 902 |
36 yrs | Rs. 198 | Rs. 396 | Rs. 594 | Rs. 792 | Rs. 990 |
37 yrs | Rs. 218 | Rs. 436 | Rs. 654 | Rs. 870 | Rs. 1,087 |
38 yrs | Rs. 240 | Rs. 480 | Rs. 720 | Rs. 957 | Rs. 1,196 |
39 yrs | Rs. 264 | Rs. 528 | Rs. 792 | Rs. 1,054 | Rs. 1,318 |
40 yrs | Rs. 291 | Rs. 582 | Rs. 873 | Rs. 1,164 | Rs. 1,454 |
Prempal Singh says
If want quit after paying 3 premium could I quit with my due amount
BIPLAB GHOSH says
Kindly suggest me how to check APY monthly contribution statement or status through online ??
Abhijit Mondal says
i am abhijit mondal from west bengal south 24 parganas, i want to know if i subscribe to Rs. 12 and 330 i have to covered atal Pention Yoyona ?
John says
hi,
Please check my calculation and see if it makes any sense.
Assuming I am 34yrs and opt for 5000rs pension plan.
Age Years Contribution
34 26 824
So basically to get 5000rs after 60 years I need to invest 824rs per month for next 26 years.
26years = 312 months x 824rs = 257088rs (Total invested)
Guaranteed Retunrs after 26years ie at the age of 60 will be 850000rs. (8.50lk is there on the official website)
Which means Total money invested (257088rs)
Returns = 850000rs
Interest received on my investment 257088rs = 330% growth divided by 312 months = 12.69% returns.
12.69% guaranteed returns is very good indeed.
Please suggest me if my calculations are right. Thanks.
Mathews says
Sir/Madam
I joined this atal pension yojana on last year July 2015.I gave my bank instruction to make auto pay from my account every month .But stll they didn’t deducted from my account.The bank is SBI and I am from kerala state.Please advice.
Ajay kumar khoiwal says
Today income tax not pay but further income tax liability Aati hai to Pension yojana ka kya hoga
ra says
If my self and my wife both has taken the atal pension plan, my monthly contribution is 446 and my wife’s contribution is 409, then please make sure the wholesome amount after the completing the age of 60 years.
chandrika n k. says
If im nt able to continue the money which I pay in month. If I stopped tht money aft 2 years. .so wht will happened. I lost all money which i hav already paid or ill get return my money???