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Age of Joining, Contribution Levels, Fixed Monthly Pension and Return of Corpus to the nominee of subscribers

The Table of contribution levels, fixed minimum monthly pension to subscribers and his spouse and return of corpus to nominees of subscribers and the contribution period is given below.

For example, to get a fixed monthly pension between Rs. 1,000 per month and Rs. 5,000 per month, the subscriber has to contribute on a monthly basis between Rs. 42 and Rs. 210, if he joins at the age of 18 years. For the same fixed pension levels, the contribution would range between Rs. 291 and Rs. 1,454, if the subscriber joins at the age of 40 years.

Table of contribution levels, fixed monthly pension to subscribers and his spouse and return of corpus to nominees of subscribers and the contribution period under Atal Pension Yojana.

Indicative APY Contribution Chart (Age wise)

Age	Years	Monthly Contribution	Return to the nominee
18 yrs	42 yrs	Rs. 42	Rs. 1.7 lakhs
19 yrs	41 yrs	Rs. 46	Rs. 1.7 lakhs
20 yrs	40 yrs	Rs. 50	Rs. 1.7 lakhs
21 yrs	39 yrs	Rs. 54	Rs. 1.7 lakhs
22 yrs	38 yrs	Rs. 59	Rs. 1.7 lakhs
23 yrs	37 yrs	Rs. 64	Rs. 1.7 lakhs
24 yrs	36 yrs	Rs. 70	Rs. 1.7 lakhs
25 yrs	35 yrs	Rs. 76	Rs. 1.7 lakhs
26 yrs	34 yrs	Rs. 82	Rs. 1.7 lakhs
27 yrs	33 yrs	Rs. 90	Rs. 1.7 lakhs
28 yrs	32 yrs	Rs. 97	Rs. 1.7 lakhs
29 yrs	31 yrs	Rs. 106	Rs. 1.7 lakhs
30 yrs	30 yrs	Rs. 116	Rs. 1.7 lakhs
31 yrs	29 yrs	Rs. 126	Rs. 1.7 lakhs
32 yrs	28 yrs	Rs. 138	Rs. 1.7 lakhs
33 yrs	27 yrs	Rs. 151	Rs. 1.7 lakhs
34 yrs	26 yrs	Rs. 165	Rs. 1.7 lakhs
35 yrs	25 yrs	Rs. 181	Rs. 1.7 lakhs
36 yrs	24 yrs	Rs. 198	Rs. 1.7 lakhs
37 yrs	23 yrs	Rs. 218	Rs. 1.7 lakhs
38 yrs	22 yrs	Rs. 240	Rs. 1.7 lakhs
39 yrs	21 yrs	Rs. 264	Rs. 1.7 lakhs
40 yrs	20 yrs	Rs. 291	Rs. 1.7 lakhs

Calculation for an Atal Pension Yojana of Rs. 2000

If you need a pension of 2000 INR, in that case, the contribution ranges between 84 INR and 582 INR. Your nominee will receive up to Rs. 3.4 lakhs in case of your unfortunate death.

Age	Years	Monthly Contribution	Return to the nominee
18 yrs	42 yrs	Rs. 84	Rs. 3.4 lakhs
19 yrs	41 yrs	Rs. 92	Rs. 3.4 lakhs
20 yrs	40 yrs	Rs. 100	Rs. 3.4 lakhs
21 yrs	39 yrs	Rs. 108	Rs. 3.4 lakhs
22 yrs	38 yrs	Rs. 117	Rs. 3.4 lakhs
23 yrs	37 yrs	Rs. 127	Rs. 3.4 lakhs
24 yrs	36 yrs	Rs. 139	Rs. 3.4 lakhs
25 yrs	35 yrs	Rs. 151	Rs. 3.4 lakhs
26 yrs	34 yrs	Rs. 164	Rs. 3.4 lakhs
27 yrs	33 yrs	Rs. 178	Rs. 3.4 lakhs
28 yrs	32 yrs	Rs. 194	Rs. 3.4 lakhs
29 yrs	31 yrs	Rs. 212	Rs. 3.4 lakhs
30 yrs	30 yrs	Rs. 231	Rs. 3.4 lakhs
31 yrs	29 yrs	Rs. 252	Rs. 3.4 lakhs
32 yrs	28 yrs	Rs. 276	Rs. 3.4 lakhs
33 yrs	27 yrs	Rs. 302	Rs. 3.4 lakhs
34 yrs	26 yrs	Rs. 330	Rs. 3.4 lakhs
35 yrs	25 yrs	Rs. 362	Rs. 3.4 lakhs
36 yrs	24 yrs	Rs. 396	Rs. 3.4 lakhs
37 yrs	23 yrs	Rs. 436	Rs. 3.4 lakhs
38 yrs	22 yrs	Rs. 480	Rs. 3.4 lakhs
39 yrs	21 yrs	Rs. 528	Rs. 3.4 lakhs
40 yrs	20 yrs	Rs. 582	Rs. 3.4 lakhs

Calculation for an Atal Pension Yojana of Rs. 3000

If you need a pension of 3000 INR, in that case, the contribution ranges between 126 INR and 873 INR. Your nominee will receive up to Rs. 5.1 lakhs in case of your unfortunate death.

Age	Years	Monthly Contribution	Return to the nominee
18 yrs	42 yrs	Rs. 126	Rs. 5.1 Lakhs
19 yrs	41 yrs	Rs. 138	Rs. 5.1 Lakhs
20 yrs	40 yrs	Rs. 150	Rs. 5.1 Lakhs
21 yrs	39 yrs	Rs. 162	Rs. 5.1 Lakhs
22 yrs	38 yrs	Rs. 177	Rs. 5.1 Lakhs
23 yrs	37 yrs	Rs. 192	Rs. 5.1 Lakhs
24 yrs	36 yrs	Rs. 208	Rs. 5.1 Lakhs
25 yrs	35 yrs	Rs. 226	Rs. 5.1 Lakhs
26 yrs	34 yrs	Rs. 246	Rs. 5.1 Lakhs
27 yrs	33 yrs	Rs. 268	Rs. 5.1 Lakhs
28 yrs	32 yrs	Rs. 292	Rs. 5.1 Lakhs
29 yrs	31 yrs	Rs. 318	Rs. 5.1 Lakhs
30 yrs	30 yrs	Rs. 347	Rs. 5.1 Lakhs
31 yrs	29 yrs	Rs. 379	Rs. 5.1 Lakhs
32 yrs	28 yrs	Rs. 414	Rs. 5.1 Lakhs
33 yrs	27 yrs	Rs. 453	Rs. 5.1 Lakhs
34 yrs	26 yrs	Rs. 495	Rs. 5.1 Lakhs
35 yrs	25 yrs	Rs. 543	Rs. 5.1 Lakhs
36 yrs	24 yrs	Rs. 594	Rs. 5.1 Lakhs
37 yrs	23 yrs	Rs. 654	Rs. 5.1 Lakhs
38 yrs	22 yrs	Rs. 720	Rs. 5.1 Lakhs
39 yrs	21 yrs	Rs. 792	Rs. 5.1 Lakhs
40 yrs	20 yrs	Rs. 873	Rs. 5.1 Lakhs

Calculation for an Atal Pension Yojana of Rs. 4000

If you need a pension of 4000 INR, in that case, the contribution ranges between 168 INR and 1164 INR. Your nominee will receive up to Rs. 6.8 lakhs in case of your unfortunate death.

Age	Years	Monthly Contribution	Return to the nominee
18 yrs	42 yrs	Rs. 168	Rs. 6.8 lakhs
19 yrs	41 yrs	Rs. 183	Rs. 6.8 lakhs
20 yrs	40 yrs	Rs. 198	Rs. 6.8 lakhs
21 yrs	39 yrs	Rs. 215	Rs. 6.8 lakhs
22 yrs	38 yrs	Rs. 234	Rs. 6.8 lakhs
23 yrs	37 yrs	Rs. 254	Rs. 6.8 lakhs
24 yrs	36 yrs	Rs. 277	Rs. 6.8 lakhs
25 yrs	35 yrs	Rs. 301	Rs. 6.8 lakhs
26 yrs	34 yrs	Rs. 327	Rs. 6.8 lakhs
27 yrs	33 yrs	Rs. 356	Rs. 6.8 lakhs
28 yrs	32 yrs	Rs. 388	Rs. 6.8 lakhs
29 yrs	31 yrs	Rs. 423	Rs. 6.8 lakhs
30 yrs	30 yrs	Rs. 462	Rs. 6.8 lakhs
31 yrs	29 yrs	Rs. 504	Rs. 6.8 lakhs
32 yrs	28 yrs	Rs. 551	Rs. 6.8 lakhs
33 yrs	27 yrs	Rs. 602	Rs. 6.8 lakhs
34 yrs	26 yrs	Rs. 659	Rs. 6.8 lakhs
35 yrs	25 yrs	Rs. 722	Rs. 6.8 lakhs
36 yrs	24 yrs	Rs. 792	Rs. 6.8 lakhs
37 yrs	23 yrs	Rs. 870	Rs. 6.8 lakhs
38 yrs	22 yrs	Rs. 957	Rs. 6.8 lakhs
39 yrs	21 yrs	Rs. 1,054	Rs. 6.8 lakhs
40 yrs	20 yrs	Rs. 1,164	Rs. 6.8 lakhs

Calculation for an Atal Pension Yojana of Rs. 5000

If you need a pension of 5000 INR, in that case, the contribution ranges between 210 INR and 1454 INR. Your nominee will receive up to Rs. 8.5 lakhs in case of your unfortunate death.

Age	Years	Monthly Contribution	Return to the nominee
18 yrs	42 yrs	Rs. 210	Rs. 8.5 lakhs
19 yrs	41 yrs	Rs. 228	Rs. 8.5 lakhs
20 yrs	40 yrs	Rs. 248	Rs. 8.5 lakhs
21 yrs	39 yrs	Rs. 269	Rs. 8.5 lakhs
22 yrs	38 yrs	Rs. 292	Rs. 8.5 lakhs
23 yrs	37 yrs	Rs. 318	Rs. 8.5 lakhs
24 yrs	36 yrs	Rs. 346	Rs. 8.5 lakhs
25 yrs	35 yrs	Rs. 376	Rs. 8.5 lakhs
26 yrs	34 yrs	Rs. 409	Rs. 8.5 lakhs
27 yrs	33 yrs	Rs. 446	Rs. 8.5 lakhs
28 yrs	32 yrs	Rs. 485	Rs. 8.5 lakhs
29 yrs	31 yrs	Rs. 529	Rs. 8.5 lakhs
30 yrs	30 yrs	Rs. 577	Rs. 8.5 lakhs
31 yrs	29 yrs	Rs. 630	Rs. 8.5 lakhs
32 yrs	28 yrs	Rs. 689	Rs. 8.5 lakhs
33 yrs	27 yrs	Rs. 752	Rs. 8.5 lakhs
34 yrs	26 yrs	Rs. 824	Rs. 8.5 lakhs
35 yrs	25 yrs	Rs. 902	Rs. 8.5 lakhs
36 yrs	24 yrs	Rs. 990	Rs. 8.5 lakhs
37 yrs	23 yrs	Rs. 1,087	Rs. 8.5 lakhs
38 yrs	22 yrs	Rs. 1,196	Rs. 8.5 lakhs
39 yrs	21 yrs	Rs. 1,318	Rs. 8.5 lakhs
40 yrs	20 yrs	Rs. 1,454	Rs. 8.5 lakhs

Atal Pension Yojana Contribution Range According to Age

According to your current age, you can see the amount you need to contribute towards the Atal Pension Yojana Scheme. Depending on your choice of pension amount, your premium will be determined.

Age	Rs. 1000	Rs. 2000	Rs. 3000	Rs. 4000	Rs. 5000
18 yrs	Rs. 42	Rs. 84	Rs. 126	Rs. 168	Rs. 210
19 yrs	Rs. 46	Rs. 92	Rs. 138	Rs. 183	Rs. 228
20 yrs	Rs. 50	Rs. 100	Rs. 150	Rs. 198	Rs. 248
21 yrs	Rs. 54	Rs. 108	Rs. 162	Rs. 215	Rs. 269
22 yrs	Rs. 59	Rs. 117	Rs. 177	Rs. 234	Rs. 292
23 yrs	Rs. 64	Rs. 127	Rs. 192	Rs. 254	Rs. 318
24 yrs	Rs. 70	Rs. 139	Rs. 208	Rs. 277	Rs. 346
25 yrs	Rs. 76	Rs. 151	Rs. 226	Rs. 301	Rs. 376
26 yrs	Rs. 82	Rs. 164	Rs. 246	Rs. 327	Rs. 409
27 yrs	Rs. 90	Rs. 178	Rs. 268	Rs. 356	Rs. 446
28 yrs	Rs. 97	Rs. 194	Rs. 292	Rs. 388	Rs. 485
29 yrs	Rs. 106	Rs. 212	Rs. 318	Rs. 423	Rs. 529
30 yrs	Rs. 116	Rs. 231	Rs. 347	Rs. 462	Rs. 577
31 yrs	Rs. 126	Rs. 252	Rs. 379	Rs. 504	Rs. 630
32 yrs	Rs. 138	Rs. 276	Rs. 414	Rs. 551	Rs. 689
33 yrs	Rs. 151	Rs. 302	Rs. 453	Rs. 602	Rs. 752
34 yrs	Rs. 165	Rs. 330	Rs. 495	Rs. 659	Rs. 824
35 yrs	Rs. 181	Rs. 362	Rs. 543	Rs. 722	Rs. 902
36 yrs	Rs. 198	Rs. 396	Rs. 594	Rs. 792	Rs. 990
37 yrs	Rs. 218	Rs. 436	Rs. 654	Rs. 870	Rs. 1,087
38 yrs	Rs. 240	Rs. 480	Rs. 720	Rs. 957	Rs. 1,196
39 yrs	Rs. 264	Rs. 528	Rs. 792	Rs. 1,054	Rs. 1,318
40 yrs	Rs. 291	Rs. 582	Rs. 873	Rs. 1,164	Rs. 1,454

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Comments

Vijay says

14/08/2015 at 3:01 PM

How could we get the monthly pension after completing 60 years

My question is simple, “Since the bank debits the monthly premium from the saving a/c on monthly basis till at the age of 60 as visa versa will the bank credit the monthly pension in the same savings a/c or will asks the customer to come in person and collect the pension on monthly basis

Since I’ve seen old age people are waiting in que at banks to collect their pension for long time, It looks very horrible, since they can’t able to stand properly due to their age

Can you please clear this, or in future we also have to be in que for this pension??

Sreeshylakumar says

06/08/2015 at 4:35 PM

after my death …my pension is regular to my nominee

- Atal Pension Yojana says
  
  07/08/2015 at 5:31 PM
  
  After Atal pension yojana policy holder’s death, the nominee will continue to get the pension.
vyas says

24/07/2015 at 7:18 PM

after my death …my pension is regular to my nominee

Vinaya Kumar says

22/07/2015 at 12:11 PM

How many years we will get pension after 60 years of age?

- Atal Pension Yojana says
  
  22/07/2015 at 1:13 PM
  
  As per atal pension yojna apy scheme, you will get pension as long you are alive.
mona says

18/07/2015 at 2:05 PM

after 60 yeras , am i eligble for 5000 pension or if i don need pension will government pay me 8 lakh 50,000 complete amount.

- Atal Pension Yojana says
  
  18/07/2015 at 8:28 PM
  
  I’m not sure but i think some amount can be withdrawn from your Atal Pension Yojana after 60 years of age.
Nishant Jain says

18/07/2015 at 1:18 AM

I did some quick calculations and found that it is nothing but a RD with 8% rate of interest, assuming no contribution from government.

With government contribution, this interest rate would come out to be even lower. What is the benefit? Why should one not open a Bank or Post Office RD account instead with a little higher interest rate?

Secondly, what will be the value of Rs 5000 after 42 years? I believe it would be same as today’s Rs 210, or may be even less. It is hard to believe that this amount will actually help anyone at that time.

priyanka says

27/06/2015 at 2:42 PM

we are not getting any interest on all saving.. so whats the benefits..??????
we can save on our account .. why we need policy .. could you answer this..?
after 60 years we are getting our own money back… so whats the profit..

- Atal Pension Yojana says
  
  27/06/2015 at 4:30 PM
  
  You are getting contribution from government side.
REKHA RS says

18/06/2015 at 1:13 PM

Is Atal Pension yojana applicable for 42 year old for both men and woman .please mail me the details regarding this

- Anil Kumar Sharma says
  
  19/06/2015 at 2:00 AM
  
  The age to join Atal Pension Yojana is between 18-40 Years, where as in your query you said 42.

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