## Atal Pension Yojana Premium Chart and Calculator

### Age of Joining, Contribution Levels, Fixed Monthly Pension and Return of Corpus to the nominee of subscribers

The Table of contribution levels, fixed minimum monthly pension to subscribers and his spouse and return of corpus to nominees of subscribers and the contribution period is given below.

For example, to get a fixed monthly pension between Rs. 1,000 per month and Rs. 5,000 per month, the subscriber has to contribute on monthly basis between Rs. 42 and Rs. 210, if he joins at the age of 18 years. For the same fixed pension levels, the contribution would range between Rs. 291 and Rs. 1,454, if the subscriber joins at the age of 40 years.

**Table of contribution levels, fixed monthly pension to subscribers and his spouse and return of corpus to nominees of subscribers and the contribution period under Atal Pension Yojana.**

**Indicative APY Contribution Chart (Age wise)**

Age | Years | Monthly Contribution | Return to the nominee |

18 yrs | 42 yrs | Rs. 42 | Rs. 1.7 lakhs |

19 yrs | 41 yrs | Rs. 46 | Rs. 1.7 lakhs |

20 yrs | 40 yrs | Rs. 50 | Rs. 1.7 lakhs |

21 yrs | 39 yrs | Rs. 54 | Rs. 1.7 lakhs |

22 yrs | 38 yrs | Rs. 59 | Rs. 1.7 lakhs |

23 yrs | 37 yrs | Rs. 64 | Rs. 1.7 lakhs |

24 yrs | 36 yrs | Rs. 70 | Rs. 1.7 lakhs |

25 yrs | 35 yrs | Rs. 76 | Rs. 1.7 lakhs |

26 yrs | 34 yrs | Rs. 82 | Rs. 1.7 lakhs |

27 yrs | 33 yrs | Rs. 90 | Rs. 1.7 lakhs |

28 yrs | 32 yrs | Rs. 97 | Rs. 1.7 lakhs |

29 yrs | 31 yrs | Rs. 106 | Rs. 1.7 lakhs |

30 yrs | 30 yrs | Rs. 116 | Rs. 1.7 lakhs |

31 yrs | 29 yrs | Rs. 126 | Rs. 1.7 lakhs |

32 yrs | 28 yrs | Rs. 138 | Rs. 1.7 lakhs |

33 yrs | 27 yrs | Rs. 151 | Rs. 1.7 lakhs |

34 yrs | 26 yrs | Rs. 165 | Rs. 1.7 lakhs |

35 yrs | 25 yrs | Rs. 181 | Rs. 1.7 lakhs |

36 yrs | 24 yrs | Rs. 198 | Rs. 1.7 lakhs |

37 yrs | 23 yrs | Rs. 218 | Rs. 1.7 lakhs |

38 yrs | 22 yrs | Rs. 240 | Rs. 1.7 lakhs |

39 yrs | 21 yrs | Rs. 264 | Rs. 1.7 lakhs |

40 yrs | 20 yrs | Rs. 291 | Rs. 1.7 lakhs |

## Calculation for an Atal Pension Yojana of Rs. 2000

If you need a pension of 2000 INR, in that case, the contribution ranges between 84 INR and 582 INR. Your nominee will receive up to Rs. 3.4 lakhs in case of your unfortunate death.

Age | Years | Monthly Contribution | Return to the nominee |

18 yrs | 42 yrs | Rs. 84 | Rs. 3.4 lakhs |

19 yrs | 41 yrs | Rs. 92 | Rs. 3.4 lakhs |

20 yrs | 40 yrs | Rs. 100 | Rs. 3.4 lakhs |

21 yrs | 39 yrs | Rs. 108 | Rs. 3.4 lakhs |

22 yrs | 38 yrs | Rs. 117 | Rs. 3.4 lakhs |

23 yrs | 37 yrs | Rs. 127 | Rs. 3.4 lakhs |

24 yrs | 36 yrs | Rs. 139 | Rs. 3.4 lakhs |

25 yrs | 35 yrs | Rs. 151 | Rs. 3.4 lakhs |

26 yrs | 34 yrs | Rs. 164 | Rs. 3.4 lakhs |

27 yrs | 33 yrs | Rs. 178 | Rs. 3.4 lakhs |

28 yrs | 32 yrs | Rs. 194 | Rs. 3.4 lakhs |

29 yrs | 31 yrs | Rs. 212 | Rs. 3.4 lakhs |

30 yrs | 30 yrs | Rs. 231 | Rs. 3.4 lakhs |

31 yrs | 29 yrs | Rs. 252 | Rs. 3.4 lakhs |

32 yrs | 28 yrs | Rs. 276 | Rs. 3.4 lakhs |

33 yrs | 27 yrs | Rs. 302 | Rs. 3.4 lakhs |

34 yrs | 26 yrs | Rs. 330 | Rs. 3.4 lakhs |

35 yrs | 25 yrs | Rs. 362 | Rs. 3.4 lakhs |

36 yrs | 24 yrs | Rs. 396 | Rs. 3.4 lakhs |

37 yrs | 23 yrs | Rs. 436 | Rs. 3.4 lakhs |

38 yrs | 22 yrs | Rs. 480 | Rs. 3.4 lakhs |

39 yrs | 21 yrs | Rs. 528 | Rs. 3.4 lakhs |

40 yrs | 20 yrs | Rs. 582 | Rs. 3.4 lakhs |

## Calculation for an Atal Pension Yojana of Rs. 3000

If you need a pension of 3000 INR, in that case, the contribution ranges between 126 INR and 873 INR. Your nominee will receive up to Rs. 5.1 lakhs in case of your unfortunate death.

Age | Years | Monthly Contribution | Return to the nominee |

18 yrs | 42 yrs | Rs. 126 | Rs. 5.1 Lakhs |

19 yrs | 41 yrs | Rs. 138 | Rs. 5.1 Lakhs |

20 yrs | 40 yrs | Rs. 150 | Rs. 5.1 Lakhs |

21 yrs | 39 yrs | Rs. 162 | Rs. 5.1 Lakhs |

22 yrs | 38 yrs | Rs. 177 | Rs. 5.1 Lakhs |

23 yrs | 37 yrs | Rs. 192 | Rs. 5.1 Lakhs |

24 yrs | 36 yrs | Rs. 208 | Rs. 5.1 Lakhs |

25 yrs | 35 yrs | Rs. 226 | Rs. 5.1 Lakhs |

26 yrs | 34 yrs | Rs. 246 | Rs. 5.1 Lakhs |

27 yrs | 33 yrs | Rs. 268 | Rs. 5.1 Lakhs |

28 yrs | 32 yrs | Rs. 292 | Rs. 5.1 Lakhs |

29 yrs | 31 yrs | Rs. 318 | Rs. 5.1 Lakhs |

30 yrs | 30 yrs | Rs. 347 | Rs. 5.1 Lakhs |

31 yrs | 29 yrs | Rs. 379 | Rs. 5.1 Lakhs |

32 yrs | 28 yrs | Rs. 414 | Rs. 5.1 Lakhs |

33 yrs | 27 yrs | Rs. 453 | Rs. 5.1 Lakhs |

34 yrs | 26 yrs | Rs. 495 | Rs. 5.1 Lakhs |

35 yrs | 25 yrs | Rs. 543 | Rs. 5.1 Lakhs |

36 yrs | 24 yrs | Rs. 594 | Rs. 5.1 Lakhs |

37 yrs | 23 yrs | Rs. 654 | Rs. 5.1 Lakhs |

38 yrs | 22 yrs | Rs. 720 | Rs. 5.1 Lakhs |

39 yrs | 21 yrs | Rs. 792 | Rs. 5.1 Lakhs |

40 yrs | 20 yrs | Rs. 873 | Rs. 5.1 Lakhs |

## Calculation for an Atal Pension Yojana of Rs. 4000

If you need a pension of 4000 INR, in that case, the contribution ranges between 168 INR and 1164 INR. Your nominee will receive up to Rs. 6.8 lakhs in case of your unfortunate death.

Age | Years | Monthly Contribution | Return to the nominee |

18 yrs | 42 yrs | Rs. 168 | Rs. 6.8 lakhs |

19 yrs | 41 yrs | Rs. 183 | Rs. 6.8 lakhs |

20 yrs | 40 yrs | Rs. 198 | Rs. 6.8 lakhs |

21 yrs | 39 yrs | Rs. 215 | Rs. 6.8 lakhs |

22 yrs | 38 yrs | Rs. 234 | Rs. 6.8 lakhs |

23 yrs | 37 yrs | Rs. 254 | Rs. 6.8 lakhs |

24 yrs | 36 yrs | Rs. 277 | Rs. 6.8 lakhs |

25 yrs | 35 yrs | Rs. 301 | Rs. 6.8 lakhs |

26 yrs | 34 yrs | Rs. 327 | Rs. 6.8 lakhs |

27 yrs | 33 yrs | Rs. 356 | Rs. 6.8 lakhs |

28 yrs | 32 yrs | Rs. 388 | Rs. 6.8 lakhs |

29 yrs | 31 yrs | Rs. 423 | Rs. 6.8 lakhs |

30 yrs | 30 yrs | Rs. 462 | Rs. 6.8 lakhs |

31 yrs | 29 yrs | Rs. 504 | Rs. 6.8 lakhs |

32 yrs | 28 yrs | Rs. 551 | Rs. 6.8 lakhs |

33 yrs | 27 yrs | Rs. 602 | Rs. 6.8 lakhs |

34 yrs | 26 yrs | Rs. 659 | Rs. 6.8 lakhs |

35 yrs | 25 yrs | Rs. 722 | Rs. 6.8 lakhs |

36 yrs | 24 yrs | Rs. 792 | Rs. 6.8 lakhs |

37 yrs | 23 yrs | Rs. 870 | Rs. 6.8 lakhs |

38 yrs | 22 yrs | Rs. 957 | Rs. 6.8 lakhs |

39 yrs | 21 yrs | Rs. 1,054 | Rs. 6.8 lakhs |

40 yrs | 20 yrs | Rs. 1,164 | Rs. 6.8 lakhs |

## Calculation for an Atal Pension Yojana of Rs. 5000

If you need a pension of 5000 INR, in that case, the contribution ranges between 210 INR and 1454 INR. Your nominee will receive up to Rs. 8.5 lakhs in case of your unfortunate death.

Age | Years | Monthly Contribution | Return to the nominee |

18 yrs | 42 yrs | Rs. 210 | Rs. 8.5 lakhs |

19 yrs | 41 yrs | Rs. 228 | Rs. 8.5 lakhs |

20 yrs | 40 yrs | Rs. 248 | Rs. 8.5 lakhs |

21 yrs | 39 yrs | Rs. 269 | Rs. 8.5 lakhs |

22 yrs | 38 yrs | Rs. 292 | Rs. 8.5 lakhs |

23 yrs | 37 yrs | Rs. 318 | Rs. 8.5 lakhs |

24 yrs | 36 yrs | Rs. 346 | Rs. 8.5 lakhs |

25 yrs | 35 yrs | Rs. 376 | Rs. 8.5 lakhs |

26 yrs | 34 yrs | Rs. 409 | Rs. 8.5 lakhs |

27 yrs | 33 yrs | Rs. 446 | Rs. 8.5 lakhs |

28 yrs | 32 yrs | Rs. 485 | Rs. 8.5 lakhs |

29 yrs | 31 yrs | Rs. 529 | Rs. 8.5 lakhs |

30 yrs | 30 yrs | Rs. 577 | Rs. 8.5 lakhs |

31 yrs | 29 yrs | Rs. 630 | Rs. 8.5 lakhs |

32 yrs | 28 yrs | Rs. 689 | Rs. 8.5 lakhs |

33 yrs | 27 yrs | Rs. 752 | Rs. 8.5 lakhs |

34 yrs | 26 yrs | Rs. 824 | Rs. 8.5 lakhs |

35 yrs | 25 yrs | Rs. 902 | Rs. 8.5 lakhs |

36 yrs | 24 yrs | Rs. 990 | Rs. 8.5 lakhs |

37 yrs | 23 yrs | Rs. 1,087 | Rs. 8.5 lakhs |

38 yrs | 22 yrs | Rs. 1,196 | Rs. 8.5 lakhs |

39 yrs | 21 yrs | Rs. 1,318 | Rs. 8.5 lakhs |

40 yrs | 20 yrs | Rs. 1,454 | Rs. 8.5 lakhs |

## Atal Pension Yojana Contribution Range According to Age

According to your current age, you can see the amount you need to contribute towards the Atal Pension Yojana Scheme. Depending on your choice of pension amount, your premium will be determined.

Age | Rs. 1000 | Rs. 2000 | Rs. 3000 | Rs. 4000 | Rs. 5000 |

18 yrs | Rs. 42 | Rs. 84 | Rs. 126 | Rs. 168 | Rs. 210 |

19 yrs | Rs. 46 | Rs. 92 | Rs. 138 | Rs. 183 | Rs. 228 |

20 yrs | Rs. 50 | Rs. 100 | Rs. 150 | Rs. 198 | Rs. 248 |

21 yrs | Rs. 54 | Rs. 108 | Rs. 162 | Rs. 215 | Rs. 269 |

22 yrs | Rs. 59 | Rs. 117 | Rs. 177 | Rs. 234 | Rs. 292 |

23 yrs | Rs. 64 | Rs. 127 | Rs. 192 | Rs. 254 | Rs. 318 |

24 yrs | Rs. 70 | Rs. 139 | Rs. 208 | Rs. 277 | Rs. 346 |

25 yrs | Rs. 76 | Rs. 151 | Rs. 226 | Rs. 301 | Rs. 376 |

26 yrs | Rs. 82 | Rs. 164 | Rs. 246 | Rs. 327 | Rs. 409 |

27 yrs | Rs. 90 | Rs. 178 | Rs. 268 | Rs. 356 | Rs. 446 |

28 yrs | Rs. 97 | Rs. 194 | Rs. 292 | Rs. 388 | Rs. 485 |

29 yrs | Rs. 106 | Rs. 212 | Rs. 318 | Rs. 423 | Rs. 529 |

30 yrs | Rs. 116 | Rs. 231 | Rs. 347 | Rs. 462 | Rs. 577 |

31 yrs | Rs. 126 | Rs. 252 | Rs. 379 | Rs. 504 | Rs. 630 |

32 yrs | Rs. 138 | Rs. 276 | Rs. 414 | Rs. 551 | Rs. 689 |

33 yrs | Rs. 151 | Rs. 302 | Rs. 453 | Rs. 602 | Rs. 752 |

34 yrs | Rs. 165 | Rs. 330 | Rs. 495 | Rs. 659 | Rs. 824 |

35 yrs | Rs. 181 | Rs. 362 | Rs. 543 | Rs. 722 | Rs. 902 |

36 yrs | Rs. 198 | Rs. 396 | Rs. 594 | Rs. 792 | Rs. 990 |

37 yrs | Rs. 218 | Rs. 436 | Rs. 654 | Rs. 870 | Rs. 1,087 |

38 yrs | Rs. 240 | Rs. 480 | Rs. 720 | Rs. 957 | Rs. 1,196 |

39 yrs | Rs. 264 | Rs. 528 | Rs. 792 | Rs. 1,054 | Rs. 1,318 |

40 yrs | Rs. 291 | Rs. 582 | Rs. 873 | Rs. 1,164 | Rs. 1,454 |

### Read Related:

- Atal Pension Yojana Details
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- Toll Free Numbers for Atal Pension Yojana
- Benefit of Atal Pension Yojana
- #Atal #Pension #Yojana(APY) Scheme #Penalty Charges

Mathews says

Sir/Madam

I joined this atal pension yojana on last year July 2015.I gave my bank instruction to make auto pay from my account every month .But stll they didn’t deducted from my account.The bank is SBI and I am from kerala state.Please advice.

Ajay kumar khoiwal says

Today income tax not pay but further income tax liability Aati hai to Pension yojana ka kya hoga

ra says

If my self and my wife both has taken the atal pension plan, my monthly contribution is 446 and my wife’s contribution is 409, then please make sure the wholesome amount after the completing the age of 60 years.

chandrika n k. says

If im nt able to continue the money which I pay in month. If I stopped tht money aft 2 years. .so wht will happened. I lost all money which i hav already paid or ill get return my money???

indrajeet upadhyay says

If I the policy holder died after paying some premium will the nomnee have to pay for 60 year to get the benefit

Ashish Chandekar says

Sir .I open my aps account three month back .but bank is not cutting my contribution amount .bank is mis guiding me . I open this account in Sbi.station road .in durg Chattisham. I am having account of PRAN. I made complent to regional managers of SBI.but no response. Pls help me .ashish

manoj rajput says

Maine apy ka 5000 wala plan liya hai mujhe thoda confusion hai ki mere a/c se har maah 824 rs.Kat jate hain lekin hamare pass koi proof to ho ki hame 60 ki age par yeh benefit milega.

Sanjay says

how to stop / close the APY before the maturity …

Atal Pension Yojana says

Yes, you can exit Atal Pension Yojana (apy) scheme. There is new a provision added to the scheme with conditions to exit. Here how to goes.

“Now the modified provision permits the subscriber to voluntarily exit Atal Pension Yojana (apy) scheme with conditions.”

The subscriber will only be refunded the contributions made by him to APY, along with the net actual interest earned on his contributions.

More you can read here: https://atalpensionyojana.in/government-simplifies-contribution-and-exit-rules-for-atal-pension-yojana/

Utpal kr Pal says

myself age is 22 years with the enrollment of APY,if consecuent 2 years i continued the investment in APY & at the age of 24 i got the Central Government Service then both of the pension will continued or not?

Atal Pension Yojana says

I’m not sure if both will continue. As per rule only one will continue. Kindly call on toll free no. of atal pension yojana 1800-180-111 / 1800-110-001 to get more clarity.

OM PRATAP PANDA says

if a policy holder gets its pension after 60 yrs. and afetr 2 yrs. he died and his nominee gets his pension scheme and then after 3 yrs. nominee died….so my question is what benefits get and who get the benefits after death of nominee ?

Atal Pension Yojana says

Not sure… Kindly call on toll free no. of atal pension yojana 1800-180-111 / 1800-110-001.

OM PRATAP PANDA says

if a policy holder continues his ATAL PENSION YOJANA….and he death after paid 15 years and till he did not pay the rest premium. what the benefits thereafter ???

Subhra Ganguly says

I have started this scheme in my name today.So I have two question ;without any PRAN number obtained from Central Bank of India;Kolkata Salt Lake branch how can I track this contributions;And after 60 years will the pension be auto credited in the same bank account ?Requesting to kindly answer this questions…

Atal Pension Yojana says

Kindly ask your local bank. I’m sure they will help you.

Vijay says

How could we get the monthly pension after completing 60 years

My question is simple, “Since the bank debits the monthly premium from the saving a/c on monthly basis till at the age of 60 as visa versa will the bank credit the monthly pension in the same savings a/c or will asks the customer to come in person and collect the pension on monthly basis

Since I’ve seen old age people are waiting in que at banks to collect their pension for long time, It looks very horrible, since they can’t able to stand properly due to their age

Can you please clear this, or in future we also have to be in que for this pension??

Sreeshylakumar says

after my death …my pension is regular to my nominee

Atal Pension Yojana says

After Atal pension yojana policy holder’s death, the nominee will continue to get the pension.

vyas says

after my death …my pension is regular to my nominee

Vinaya Kumar says

How many years we will get pension after 60 years of age?

Atal Pension Yojana says

As per atal pension yojna apy scheme, you will get pension as long you are alive.

mona says

after 60 yeras , am i eligble for 5000 pension or if i don need pension will government pay me 8 lakh 50,000 complete amount.

Atal Pension Yojana says

I’m not sure but i think some amount can be withdrawn from your Atal Pension Yojana after 60 years of age.

Nishant Jain says

I did some quick calculations and found that it is nothing but a RD with 8% rate of interest, assuming no contribution from government.

With government contribution, this interest rate would come out to be even lower. What is the benefit? Why should one not open a Bank or Post Office RD account instead with a little higher interest rate?

Secondly, what will be the value of Rs 5000 after 42 years? I believe it would be same as today’s Rs 210, or may be even less. It is hard to believe that this amount will actually help anyone at that time.

priyanka says

we are not getting any interest on all saving.. so whats the benefits..??????

we can save on our account .. why we need policy .. could you answer this..?

after 60 years we are getting our own money back… so whats the profit..

Atal Pension Yojana says

You are getting contribution from government side.

REKHA RS says

Is Atal Pension yojana applicable for 42 year old for both men and woman .please mail me the details regarding this

Anil Kumar Sharma says

The age to join Atal Pension Yojana is between 18-40 Years, where as in your query you said 42.