## Atal Pension Yojana Premium Chart and Calculator

### Age of Joining, Contribution Levels, Fixed Monthly Pension and Return of Corpus to the nominee of subscribers

The Table of contribution levels, fixed minimum monthly pension to subscribers and his spouse and return of corpus to nominees of subscribers and the contribution period is given below.

For example, to get a fixed monthly pension between Rs. 1,000 per month and Rs. 5,000 per month, the subscriber has to contribute on monthly basis between Rs. 42 and Rs. 210, if he joins at the age of 18 years. For the same fixed pension levels, the contribution would range between Rs. 291 and Rs. 1,454, if the subscriber joins at the age of 40 years.

**Table of contribution levels, fixed monthly pension to subscribers and his spouse and return of corpus to nominees of subscribers and the contribution period under Atal Pension Yojana.**

**Indicative APY Contribution Chart (Age wise)**

Age | Years | Monthly Contribution | Return to the nominee |

18 yrs | 42 yrs | Rs. 42 | Rs. 1.7 lakhs |

19 yrs | 41 yrs | Rs. 46 | Rs. 1.7 lakhs |

20 yrs | 40 yrs | Rs. 50 | Rs. 1.7 lakhs |

21 yrs | 39 yrs | Rs. 54 | Rs. 1.7 lakhs |

22 yrs | 38 yrs | Rs. 59 | Rs. 1.7 lakhs |

23 yrs | 37 yrs | Rs. 64 | Rs. 1.7 lakhs |

24 yrs | 36 yrs | Rs. 70 | Rs. 1.7 lakhs |

25 yrs | 35 yrs | Rs. 76 | Rs. 1.7 lakhs |

26 yrs | 34 yrs | Rs. 82 | Rs. 1.7 lakhs |

27 yrs | 33 yrs | Rs. 90 | Rs. 1.7 lakhs |

28 yrs | 32 yrs | Rs. 97 | Rs. 1.7 lakhs |

29 yrs | 31 yrs | Rs. 106 | Rs. 1.7 lakhs |

30 yrs | 30 yrs | Rs. 116 | Rs. 1.7 lakhs |

31 yrs | 29 yrs | Rs. 126 | Rs. 1.7 lakhs |

32 yrs | 28 yrs | Rs. 138 | Rs. 1.7 lakhs |

33 yrs | 27 yrs | Rs. 151 | Rs. 1.7 lakhs |

34 yrs | 26 yrs | Rs. 165 | Rs. 1.7 lakhs |

35 yrs | 25 yrs | Rs. 181 | Rs. 1.7 lakhs |

36 yrs | 24 yrs | Rs. 198 | Rs. 1.7 lakhs |

37 yrs | 23 yrs | Rs. 218 | Rs. 1.7 lakhs |

38 yrs | 22 yrs | Rs. 240 | Rs. 1.7 lakhs |

39 yrs | 21 yrs | Rs. 264 | Rs. 1.7 lakhs |

40 yrs | 20 yrs | Rs. 291 | Rs. 1.7 lakhs |

## Calculation for an Atal Pension Yojana of Rs. 2000

If you need a pension of 2000 INR, in that case, the contribution ranges between 84 INR and 582 INR. Your nominee will receive up to Rs. 3.4 lakhs in case of your unfortunate death.

Age | Years | Monthly Contribution | Return to the nominee |

18 yrs | 42 yrs | Rs. 84 | Rs. 3.4 lakhs |

19 yrs | 41 yrs | Rs. 92 | Rs. 3.4 lakhs |

20 yrs | 40 yrs | Rs. 100 | Rs. 3.4 lakhs |

21 yrs | 39 yrs | Rs. 108 | Rs. 3.4 lakhs |

22 yrs | 38 yrs | Rs. 117 | Rs. 3.4 lakhs |

23 yrs | 37 yrs | Rs. 127 | Rs. 3.4 lakhs |

24 yrs | 36 yrs | Rs. 139 | Rs. 3.4 lakhs |

25 yrs | 35 yrs | Rs. 151 | Rs. 3.4 lakhs |

26 yrs | 34 yrs | Rs. 164 | Rs. 3.4 lakhs |

27 yrs | 33 yrs | Rs. 178 | Rs. 3.4 lakhs |

28 yrs | 32 yrs | Rs. 194 | Rs. 3.4 lakhs |

29 yrs | 31 yrs | Rs. 212 | Rs. 3.4 lakhs |

30 yrs | 30 yrs | Rs. 231 | Rs. 3.4 lakhs |

31 yrs | 29 yrs | Rs. 252 | Rs. 3.4 lakhs |

32 yrs | 28 yrs | Rs. 276 | Rs. 3.4 lakhs |

33 yrs | 27 yrs | Rs. 302 | Rs. 3.4 lakhs |

34 yrs | 26 yrs | Rs. 330 | Rs. 3.4 lakhs |

35 yrs | 25 yrs | Rs. 362 | Rs. 3.4 lakhs |

36 yrs | 24 yrs | Rs. 396 | Rs. 3.4 lakhs |

37 yrs | 23 yrs | Rs. 436 | Rs. 3.4 lakhs |

38 yrs | 22 yrs | Rs. 480 | Rs. 3.4 lakhs |

39 yrs | 21 yrs | Rs. 528 | Rs. 3.4 lakhs |

40 yrs | 20 yrs | Rs. 582 | Rs. 3.4 lakhs |

## Calculation for an Atal Pension Yojana of Rs. 3000

If you need a pension of 3000 INR, in that case, the contribution ranges between 126 INR and 873 INR. Your nominee will receive up to Rs. 5.1 lakhs in case of your unfortunate death.

Age | Years | Monthly Contribution | Return to the nominee |

18 yrs | 42 yrs | Rs. 126 | Rs. 5.1 Lakhs |

19 yrs | 41 yrs | Rs. 138 | Rs. 5.1 Lakhs |

20 yrs | 40 yrs | Rs. 150 | Rs. 5.1 Lakhs |

21 yrs | 39 yrs | Rs. 162 | Rs. 5.1 Lakhs |

22 yrs | 38 yrs | Rs. 177 | Rs. 5.1 Lakhs |

23 yrs | 37 yrs | Rs. 192 | Rs. 5.1 Lakhs |

24 yrs | 36 yrs | Rs. 208 | Rs. 5.1 Lakhs |

25 yrs | 35 yrs | Rs. 226 | Rs. 5.1 Lakhs |

26 yrs | 34 yrs | Rs. 246 | Rs. 5.1 Lakhs |

27 yrs | 33 yrs | Rs. 268 | Rs. 5.1 Lakhs |

28 yrs | 32 yrs | Rs. 292 | Rs. 5.1 Lakhs |

29 yrs | 31 yrs | Rs. 318 | Rs. 5.1 Lakhs |

30 yrs | 30 yrs | Rs. 347 | Rs. 5.1 Lakhs |

31 yrs | 29 yrs | Rs. 379 | Rs. 5.1 Lakhs |

32 yrs | 28 yrs | Rs. 414 | Rs. 5.1 Lakhs |

33 yrs | 27 yrs | Rs. 453 | Rs. 5.1 Lakhs |

34 yrs | 26 yrs | Rs. 495 | Rs. 5.1 Lakhs |

35 yrs | 25 yrs | Rs. 543 | Rs. 5.1 Lakhs |

36 yrs | 24 yrs | Rs. 594 | Rs. 5.1 Lakhs |

37 yrs | 23 yrs | Rs. 654 | Rs. 5.1 Lakhs |

38 yrs | 22 yrs | Rs. 720 | Rs. 5.1 Lakhs |

39 yrs | 21 yrs | Rs. 792 | Rs. 5.1 Lakhs |

40 yrs | 20 yrs | Rs. 873 | Rs. 5.1 Lakhs |

## Calculation for an Atal Pension Yojana of Rs. 4000

If you need a pension of 4000 INR, in that case, the contribution ranges between 168 INR and 1164 INR. Your nominee will receive up to Rs. 6.8 lakhs in case of your unfortunate death.

Age | Years | Monthly Contribution | Return to the nominee |

18 yrs | 42 yrs | Rs. 168 | Rs. 6.8 lakhs |

19 yrs | 41 yrs | Rs. 183 | Rs. 6.8 lakhs |

20 yrs | 40 yrs | Rs. 198 | Rs. 6.8 lakhs |

21 yrs | 39 yrs | Rs. 215 | Rs. 6.8 lakhs |

22 yrs | 38 yrs | Rs. 234 | Rs. 6.8 lakhs |

23 yrs | 37 yrs | Rs. 254 | Rs. 6.8 lakhs |

24 yrs | 36 yrs | Rs. 277 | Rs. 6.8 lakhs |

25 yrs | 35 yrs | Rs. 301 | Rs. 6.8 lakhs |

26 yrs | 34 yrs | Rs. 327 | Rs. 6.8 lakhs |

27 yrs | 33 yrs | Rs. 356 | Rs. 6.8 lakhs |

28 yrs | 32 yrs | Rs. 388 | Rs. 6.8 lakhs |

29 yrs | 31 yrs | Rs. 423 | Rs. 6.8 lakhs |

30 yrs | 30 yrs | Rs. 462 | Rs. 6.8 lakhs |

31 yrs | 29 yrs | Rs. 504 | Rs. 6.8 lakhs |

32 yrs | 28 yrs | Rs. 551 | Rs. 6.8 lakhs |

33 yrs | 27 yrs | Rs. 602 | Rs. 6.8 lakhs |

34 yrs | 26 yrs | Rs. 659 | Rs. 6.8 lakhs |

35 yrs | 25 yrs | Rs. 722 | Rs. 6.8 lakhs |

36 yrs | 24 yrs | Rs. 792 | Rs. 6.8 lakhs |

37 yrs | 23 yrs | Rs. 870 | Rs. 6.8 lakhs |

38 yrs | 22 yrs | Rs. 957 | Rs. 6.8 lakhs |

39 yrs | 21 yrs | Rs. 1,054 | Rs. 6.8 lakhs |

40 yrs | 20 yrs | Rs. 1,164 | Rs. 6.8 lakhs |

## Calculation for an Atal Pension Yojana of Rs. 5000

If you need a pension of 5000 INR, in that case, the contribution ranges between 210 INR and 1454 INR. Your nominee will receive up to Rs. 8.5 lakhs in case of your unfortunate death.

Age | Years | Monthly Contribution | Return to the nominee |

18 yrs | 42 yrs | Rs. 210 | Rs. 8.5 lakhs |

19 yrs | 41 yrs | Rs. 228 | Rs. 8.5 lakhs |

20 yrs | 40 yrs | Rs. 248 | Rs. 8.5 lakhs |

21 yrs | 39 yrs | Rs. 269 | Rs. 8.5 lakhs |

22 yrs | 38 yrs | Rs. 292 | Rs. 8.5 lakhs |

23 yrs | 37 yrs | Rs. 318 | Rs. 8.5 lakhs |

24 yrs | 36 yrs | Rs. 346 | Rs. 8.5 lakhs |

25 yrs | 35 yrs | Rs. 376 | Rs. 8.5 lakhs |

26 yrs | 34 yrs | Rs. 409 | Rs. 8.5 lakhs |

27 yrs | 33 yrs | Rs. 446 | Rs. 8.5 lakhs |

28 yrs | 32 yrs | Rs. 485 | Rs. 8.5 lakhs |

29 yrs | 31 yrs | Rs. 529 | Rs. 8.5 lakhs |

30 yrs | 30 yrs | Rs. 577 | Rs. 8.5 lakhs |

31 yrs | 29 yrs | Rs. 630 | Rs. 8.5 lakhs |

32 yrs | 28 yrs | Rs. 689 | Rs. 8.5 lakhs |

33 yrs | 27 yrs | Rs. 752 | Rs. 8.5 lakhs |

34 yrs | 26 yrs | Rs. 824 | Rs. 8.5 lakhs |

35 yrs | 25 yrs | Rs. 902 | Rs. 8.5 lakhs |

36 yrs | 24 yrs | Rs. 990 | Rs. 8.5 lakhs |

37 yrs | 23 yrs | Rs. 1,087 | Rs. 8.5 lakhs |

38 yrs | 22 yrs | Rs. 1,196 | Rs. 8.5 lakhs |

39 yrs | 21 yrs | Rs. 1,318 | Rs. 8.5 lakhs |

40 yrs | 20 yrs | Rs. 1,454 | Rs. 8.5 lakhs |

## Atal Pension Yojana Contribution Range According to Age

According to your current age, you can see the amount you need to contribute towards the Atal Pension Yojana Scheme. Depending on your choice of pension amount, your premium will be determined.

Age | Rs. 1000 | Rs. 2000 | Rs. 3000 | Rs. 4000 | Rs. 5000 |

18 yrs | Rs. 42 | Rs. 84 | Rs. 126 | Rs. 168 | Rs. 210 |

19 yrs | Rs. 46 | Rs. 92 | Rs. 138 | Rs. 183 | Rs. 228 |

20 yrs | Rs. 50 | Rs. 100 | Rs. 150 | Rs. 198 | Rs. 248 |

21 yrs | Rs. 54 | Rs. 108 | Rs. 162 | Rs. 215 | Rs. 269 |

22 yrs | Rs. 59 | Rs. 117 | Rs. 177 | Rs. 234 | Rs. 292 |

23 yrs | Rs. 64 | Rs. 127 | Rs. 192 | Rs. 254 | Rs. 318 |

24 yrs | Rs. 70 | Rs. 139 | Rs. 208 | Rs. 277 | Rs. 346 |

25 yrs | Rs. 76 | Rs. 151 | Rs. 226 | Rs. 301 | Rs. 376 |

26 yrs | Rs. 82 | Rs. 164 | Rs. 246 | Rs. 327 | Rs. 409 |

27 yrs | Rs. 90 | Rs. 178 | Rs. 268 | Rs. 356 | Rs. 446 |

28 yrs | Rs. 97 | Rs. 194 | Rs. 292 | Rs. 388 | Rs. 485 |

29 yrs | Rs. 106 | Rs. 212 | Rs. 318 | Rs. 423 | Rs. 529 |

30 yrs | Rs. 116 | Rs. 231 | Rs. 347 | Rs. 462 | Rs. 577 |

31 yrs | Rs. 126 | Rs. 252 | Rs. 379 | Rs. 504 | Rs. 630 |

32 yrs | Rs. 138 | Rs. 276 | Rs. 414 | Rs. 551 | Rs. 689 |

33 yrs | Rs. 151 | Rs. 302 | Rs. 453 | Rs. 602 | Rs. 752 |

34 yrs | Rs. 165 | Rs. 330 | Rs. 495 | Rs. 659 | Rs. 824 |

35 yrs | Rs. 181 | Rs. 362 | Rs. 543 | Rs. 722 | Rs. 902 |

36 yrs | Rs. 198 | Rs. 396 | Rs. 594 | Rs. 792 | Rs. 990 |

37 yrs | Rs. 218 | Rs. 436 | Rs. 654 | Rs. 870 | Rs. 1,087 |

38 yrs | Rs. 240 | Rs. 480 | Rs. 720 | Rs. 957 | Rs. 1,196 |

39 yrs | Rs. 264 | Rs. 528 | Rs. 792 | Rs. 1,054 | Rs. 1,318 |

40 yrs | Rs. 291 | Rs. 582 | Rs. 873 | Rs. 1,164 | Rs. 1,454 |

### Read Related:

- Atal Pension Yojana Details
- Atal Pension Yojana in hindi
- Atal Pension Yojana Form
- Atal Pension Yojana calculator
- How To Exit Atal Pension Yojana
- Toll Free Numbers for Atal Pension Yojana
- Benefit of Atal Pension Yojana
- #Atal #Pension #Yojana(APY) Scheme #Penalty Charges

sunilkumar says

hello

i want to know that when i have completed my 60 yr. age ,the amount will return to me or not

ganesh sonaskar says

I had opened APY account on 7th dec 2017, and 485/- debited from my saving account on 14th dec 2017after 2 days i got sms [your apy ac count yet to receive its first contribution kindly contact your bank and arrange to deposit the amount} then i called to bank about this but said we deposit money.

again 1st jan 2018 i got same sms from NSDLPN then i checked online by PRAN but it was showing zero contribution in SOT, then again i called to bank and told them about this thing then branch manager said come to branch and exit your account.

actually I dint opened this account for exit, can you please help me for continue my APY account

Ishwar singh chouhan says

How to attach my mobile no with atal pension scheme

Ishwar singh chouhan says

How to get my pran no. And card of atal pension plan

Vimal Parmar says

How know about pran*

Contact me fast

MO. 8140161012

E mail. [email protected]

SRIJESH says

Can I change my account to another account linked to the APY.

Pankaj Agrawal says

I have account with ICICI bank and I am enrolled in this scheme. The installment is getting deducted regularly but now I am going to Govt website and checking it is showing invalid PRAN. Please guide

[email protected]

ved pratap Singh says

Hello Sir

I am Ved pratap Singh from Bhopal

My question is return to amaunt to 5000$

30year old by par manth amaunt to my account by cash amaunt by ?

Mera questions h ki Mene atal pension yogna me account kola h meri yag 30year h or 30year hi mujhe par manth 485$ mere account se Kat Raha h 30year me me total amount 174600$ gama ho GA is ke baad mujhe par manth 5000$ milega vo kese milega ?

Please reply ans my mobile number 8827990351

My email id [email protected]

spandana says

Can I enroll for APY on behalf of my husband as he is out of country ? And he has only SBI Account which I believe isn’t providing an option to enroll online like ICICI.

Pandu ranga says

My bank a/c in one area and now iam transfer to other city can i transfer my apy a/c along with my savings bank a|c?

praveen kumar says

sir m ek govt employ hu or tax bhi deta hu to kya m apni wife ke name par apy ka labh le sakte hai. pl aap mereko bataiye

Patel.rinkesh says

Police na hi mli

Vinod Sharma says

There should be online enquiry system to apy

Rajashekhar says

My Age 40 After paying 10year incident happen to payer next what there nominee should pay or scheme only payitself pay another 10years to get pension to nominee

ranjit sutradhar says

Dear sir please. My apy stop please help me

Sonu says

My father age 45 year so can my father apply to atal pension yojna

Ananta says

Ananta says

18/12/2016 at 8.40 pm

Is APY eligible for Ladies? Please conform me.

anamika says

i want to transfer my existing APY account from vijaya bank to state bank of india for multiple reasons.

i started APY from salary account of vijaya bank.

now SBI is nearer to my permanent residence, better bank,better service,….

CAN ANYONE PLEASE GUIDE ME HOW TO TRANSFER MY EXISTING APY FROM VIJAYA BANK TO STATE BANK OF INDIA ….

ITS URGENT PLEASE… i am trying that more than six months now……

PALLAVI MISRA says

I want a statement of account of my PRAN 501008015880

JYOTI SINHA says

I WANT MY FULL STATEMENT(CERTIFIED) IN PDF FORMATE ON MY E-MAIL ADDRESS.

Shashikant says

How see account statement online

supreeth shimoga hrudayanath says

Hi

Sir/Madam ,

I am Supreeth SH from karnataka state ,i had a lisence on service agency of NATIONAL PENSION SCHEME (NPS) LITE SERVICE LEVEL AGREEMENT, i had agreement with SHASHIDHAR K.M,having it’s registered office at Astavarana, Shivagiri Nagar, Siruguppa Road, Bellary Karnataka 583102, a State Level Point of Presence (PoP) of Rural and Urban Development of India ,initially while we are doing an agreement told as its swawalamban nps lite yojana bez of this i obey to take licence of service agency after i took agency and paid non refundable amount of 20,000 , after govt of india they change the NPS lite to atal pension yojana , it was diffrent pension plan from swawalamban nps lite yojana , i just bought because of it was swawalamban nps lite its plan was good, after talking service agency the rural and urban devolopment of india saying that it will changed to atal pension yojana this plan is not actually good ,its all their fault , i they told before we are not going to take lisence of service agency ,if the plan was changed they should inform us right ,if this things going like this i am not going to take this agency i should cancel this agreement , this is all their fault(Rural and Urban Development of India),why u those people make us fool and put middle class families in to dig, i kindly requesting for concern authorities to take predictive action and

return our money back . along with this mail i attached the copy of agreement between PoP and service agency of NATIONAL PENSION SCHEME (NPS)

LITE SERVICE LEVEL AGREEMENT.

Once u get the mail reply me back for the confirmation

Thanking You

V. RAMAKRISHNA says

government contribution is applicable now?

parvejsharma says

Sir me November 2015 me sbi bank bahadar bad hardware me any me raju Streisand karat a tha Lekin abhi tk bhi chalu nhi hui bank shi response nhi de rha pls bataye me kya kru me pahele bhi masseje kiya tha my no 9897088185 products massage kre

Prempal Singh says

If want quit after paying 3 premium could I quit with my due amount

BIPLAB GHOSH says

Kindly suggest me how to check APY monthly contribution statement or status through online ??

Abhijit Mondal says

i am abhijit mondal from west bengal south 24 parganas, i want to know if i subscribe to Rs. 12 and 330 i have to covered atal Pention Yoyona ?

John says

hi,

Please check my calculation and see if it makes any sense.

Assuming I am 34yrs and opt for 5000rs pension plan.

Age Years Contribution

34 26 824

So basically to get 5000rs after 60 years I need to invest 824rs per month for next 26 years.

26years = 312 months x 824rs = 257088rs (Total invested)

Guaranteed Retunrs after 26years ie at the age of 60 will be 850000rs. (8.50lk is there on the official website)

Which means Total money invested (257088rs)

Returns = 850000rs

Interest received on my investment 257088rs = 330% growth divided by 312 months = 12.69% returns.

12.69% guaranteed returns is very good indeed.

Please suggest me if my calculations are right. Thanks.

Mathews says

Sir/Madam

I joined this atal pension yojana on last year July 2015.I gave my bank instruction to make auto pay from my account every month .But stll they didn’t deducted from my account.The bank is SBI and I am from kerala state.Please advice.

Ajay kumar khoiwal says

Today income tax not pay but further income tax liability Aati hai to Pension yojana ka kya hoga

ra says

If my self and my wife both has taken the atal pension plan, my monthly contribution is 446 and my wife’s contribution is 409, then please make sure the wholesome amount after the completing the age of 60 years.

chandrika n k. says

If im nt able to continue the money which I pay in month. If I stopped tht money aft 2 years. .so wht will happened. I lost all money which i hav already paid or ill get return my money???

indrajeet upadhyay says

If I the policy holder died after paying some premium will the nomnee have to pay for 60 year to get the benefit

Ashish Chandekar says

Sir .I open my aps account three month back .but bank is not cutting my contribution amount .bank is mis guiding me . I open this account in Sbi.station road .in durg Chattisham. I am having account of PRAN. I made complent to regional managers of SBI.but no response. Pls help me .ashish

manoj rajput says

Maine apy ka 5000 wala plan liya hai mujhe thoda confusion hai ki mere a/c se har maah 824 rs.Kat jate hain lekin hamare pass koi proof to ho ki hame 60 ki age par yeh benefit milega.

Atal Pension Yojana says

Yes, you can exit Atal Pension Yojana (apy) scheme. There is new a provision added to the scheme with conditions to exit. Here how to goes.

“Now the modified provision permits the subscriber to voluntarily exit Atal Pension Yojana (apy) scheme with conditions.”

The subscriber will only be refunded the contributions made by him to APY, along with the net actual interest earned on his contributions.

More you can read here: https://atalpensionyojana.in/government-simplifies-contribution-and-exit-rules-for-atal-pension-yojana/

Sanjay says

how to stop / close the APY before the maturity …

Atal Pension Yojana says

Kindly ask your local bank. I’m sure they will help you.

Atal Pension Yojana says

Not sure… Kindly call on toll free no. of atal pension yojana 1800-180-111 / 1800-110-001.

Atal Pension Yojana says

I’m not sure if both will continue. As per rule only one will continue. Kindly call on toll free no. of atal pension yojana 1800-180-111 / 1800-110-001 to get more clarity.

Utpal kr Pal says

myself age is 22 years with the enrollment of APY,if consecuent 2 years i continued the investment in APY & at the age of 24 i got the Central Government Service then both of the pension will continued or not?

OM PRATAP PANDA says

if a policy holder gets its pension after 60 yrs. and afetr 2 yrs. he died and his nominee gets his pension scheme and then after 3 yrs. nominee died….so my question is what benefits get and who get the benefits after death of nominee ?

OM PRATAP PANDA says

if a policy holder continues his ATAL PENSION YOJANA….and he death after paid 15 years and till he did not pay the rest premium. what the benefits thereafter ???

Subhra Ganguly says

I have started this scheme in my name today.So I have two question ;without any PRAN number obtained from Central Bank of India;Kolkata Salt Lake branch how can I track this contributions;And after 60 years will the pension be auto credited in the same bank account ?Requesting to kindly answer this questions…

Vijay says

How could we get the monthly pension after completing 60 years

My question is simple, “Since the bank debits the monthly premium from the saving a/c on monthly basis till at the age of 60 as visa versa will the bank credit the monthly pension in the same savings a/c or will asks the customer to come in person and collect the pension on monthly basis

Since I’ve seen old age people are waiting in que at banks to collect their pension for long time, It looks very horrible, since they can’t able to stand properly due to their age

Can you please clear this, or in future we also have to be in que for this pension??

Atal Pension Yojana says

After Atal pension yojana policy holder’s death, the nominee will continue to get the pension.

Sreeshylakumar says

after my death …my pension is regular to my nominee

vyas says

after my death …my pension is regular to my nominee

Atal Pension Yojana says

As per atal pension yojna apy scheme, you will get pension as long you are alive.

Vinaya Kumar says

How many years we will get pension after 60 years of age?

Atal Pension Yojana says

I’m not sure but i think some amount can be withdrawn from your Atal Pension Yojana after 60 years of age.

mona says

after 60 yeras , am i eligble for 5000 pension or if i don need pension will government pay me 8 lakh 50,000 complete amount.

Nishant Jain says

I did some quick calculations and found that it is nothing but a RD with 8% rate of interest, assuming no contribution from government.

With government contribution, this interest rate would come out to be even lower. What is the benefit? Why should one not open a Bank or Post Office RD account instead with a little higher interest rate?

Secondly, what will be the value of Rs 5000 after 42 years? I believe it would be same as today’s Rs 210, or may be even less. It is hard to believe that this amount will actually help anyone at that time.

Atal Pension Yojana says

You are getting contribution from government side.

priyanka says

we are not getting any interest on all saving.. so whats the benefits..??????

we can save on our account .. why we need policy .. could you answer this..?

after 60 years we are getting our own money back… so whats the profit..

Anil Kumar Sharma says

The age to join Atal Pension Yojana is between 18-40 Years, where as in your query you said 42.

REKHA RS says

Is Atal Pension yojana applicable for 42 year old for both men and woman .please mail me the details regarding this