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Age of Joining, Contribution Levels, Fixed Monthly Pension and Return of Corpus to the nominee of subscribers

The Table of contribution levels, fixed minimum monthly pension to subscribers and his spouse and return of corpus to nominees of subscribers and the contribution period is given below.

For example, to get a fixed monthly pension between Rs. 1,000 per month and Rs. 5,000 per month, the subscriber has to contribute on monthly basis between Rs. 42 and Rs. 210, if he joins at the age of 18 years. For the same fixed pension levels, the contribution would range between Rs. 291 and Rs. 1,454, if the subscriber joins at the age of 40 years.

Table of contribution levels, fixed monthly pension to subscribers and his spouse and return of corpus to nominees of subscribers and the contribution period under Atal Pension Yojana.

Indicative APY Contribution Chart (Age wise)

Age	Years	Monthly Contribution	Return to the nominee
18 yrs	42 yrs	Rs. 42	Rs. 1.7 lakhs
19 yrs	41 yrs	Rs. 46	Rs. 1.7 lakhs
20 yrs	40 yrs	Rs. 50	Rs. 1.7 lakhs
21 yrs	39 yrs	Rs. 54	Rs. 1.7 lakhs
22 yrs	38 yrs	Rs. 59	Rs. 1.7 lakhs
23 yrs	37 yrs	Rs. 64	Rs. 1.7 lakhs
24 yrs	36 yrs	Rs. 70	Rs. 1.7 lakhs
25 yrs	35 yrs	Rs. 76	Rs. 1.7 lakhs
26 yrs	34 yrs	Rs. 82	Rs. 1.7 lakhs
27 yrs	33 yrs	Rs. 90	Rs. 1.7 lakhs
28 yrs	32 yrs	Rs. 97	Rs. 1.7 lakhs
29 yrs	31 yrs	Rs. 106	Rs. 1.7 lakhs
30 yrs	30 yrs	Rs. 116	Rs. 1.7 lakhs
31 yrs	29 yrs	Rs. 126	Rs. 1.7 lakhs
32 yrs	28 yrs	Rs. 138	Rs. 1.7 lakhs
33 yrs	27 yrs	Rs. 151	Rs. 1.7 lakhs
34 yrs	26 yrs	Rs. 165	Rs. 1.7 lakhs
35 yrs	25 yrs	Rs. 181	Rs. 1.7 lakhs
36 yrs	24 yrs	Rs. 198	Rs. 1.7 lakhs
37 yrs	23 yrs	Rs. 218	Rs. 1.7 lakhs
38 yrs	22 yrs	Rs. 240	Rs. 1.7 lakhs
39 yrs	21 yrs	Rs. 264	Rs. 1.7 lakhs
40 yrs	20 yrs	Rs. 291	Rs. 1.7 lakhs

Calculation for an Atal Pension Yojana of Rs. 2000

If you need a pension of 2000 INR, in that case, the contribution ranges between 84 INR and 582 INR. Your nominee will receive up to Rs. 3.4 lakhs in case of your unfortunate death.

Age	Years	Monthly Contribution	Return to the nominee
18 yrs	42 yrs	Rs. 84	Rs. 3.4 lakhs
19 yrs	41 yrs	Rs. 92	Rs. 3.4 lakhs
20 yrs	40 yrs	Rs. 100	Rs. 3.4 lakhs
21 yrs	39 yrs	Rs. 108	Rs. 3.4 lakhs
22 yrs	38 yrs	Rs. 117	Rs. 3.4 lakhs
23 yrs	37 yrs	Rs. 127	Rs. 3.4 lakhs
24 yrs	36 yrs	Rs. 139	Rs. 3.4 lakhs
25 yrs	35 yrs	Rs. 151	Rs. 3.4 lakhs
26 yrs	34 yrs	Rs. 164	Rs. 3.4 lakhs
27 yrs	33 yrs	Rs. 178	Rs. 3.4 lakhs
28 yrs	32 yrs	Rs. 194	Rs. 3.4 lakhs
29 yrs	31 yrs	Rs. 212	Rs. 3.4 lakhs
30 yrs	30 yrs	Rs. 231	Rs. 3.4 lakhs
31 yrs	29 yrs	Rs. 252	Rs. 3.4 lakhs
32 yrs	28 yrs	Rs. 276	Rs. 3.4 lakhs
33 yrs	27 yrs	Rs. 302	Rs. 3.4 lakhs
34 yrs	26 yrs	Rs. 330	Rs. 3.4 lakhs
35 yrs	25 yrs	Rs. 362	Rs. 3.4 lakhs
36 yrs	24 yrs	Rs. 396	Rs. 3.4 lakhs
37 yrs	23 yrs	Rs. 436	Rs. 3.4 lakhs
38 yrs	22 yrs	Rs. 480	Rs. 3.4 lakhs
39 yrs	21 yrs	Rs. 528	Rs. 3.4 lakhs
40 yrs	20 yrs	Rs. 582	Rs. 3.4 lakhs

Calculation for an Atal Pension Yojana of Rs. 3000

If you need a pension of 3000 INR, in that case, the contribution ranges between 126 INR and 873 INR. Your nominee will receive up to Rs. 5.1 lakhs in case of your unfortunate death.

Age	Years	Monthly Contribution	Return to the nominee
18 yrs	42 yrs	Rs. 126	Rs. 5.1 Lakhs
19 yrs	41 yrs	Rs. 138	Rs. 5.1 Lakhs
20 yrs	40 yrs	Rs. 150	Rs. 5.1 Lakhs
21 yrs	39 yrs	Rs. 162	Rs. 5.1 Lakhs
22 yrs	38 yrs	Rs. 177	Rs. 5.1 Lakhs
23 yrs	37 yrs	Rs. 192	Rs. 5.1 Lakhs
24 yrs	36 yrs	Rs. 208	Rs. 5.1 Lakhs
25 yrs	35 yrs	Rs. 226	Rs. 5.1 Lakhs
26 yrs	34 yrs	Rs. 246	Rs. 5.1 Lakhs
27 yrs	33 yrs	Rs. 268	Rs. 5.1 Lakhs
28 yrs	32 yrs	Rs. 292	Rs. 5.1 Lakhs
29 yrs	31 yrs	Rs. 318	Rs. 5.1 Lakhs
30 yrs	30 yrs	Rs. 347	Rs. 5.1 Lakhs
31 yrs	29 yrs	Rs. 379	Rs. 5.1 Lakhs
32 yrs	28 yrs	Rs. 414	Rs. 5.1 Lakhs
33 yrs	27 yrs	Rs. 453	Rs. 5.1 Lakhs
34 yrs	26 yrs	Rs. 495	Rs. 5.1 Lakhs
35 yrs	25 yrs	Rs. 543	Rs. 5.1 Lakhs
36 yrs	24 yrs	Rs. 594	Rs. 5.1 Lakhs
37 yrs	23 yrs	Rs. 654	Rs. 5.1 Lakhs
38 yrs	22 yrs	Rs. 720	Rs. 5.1 Lakhs
39 yrs	21 yrs	Rs. 792	Rs. 5.1 Lakhs
40 yrs	20 yrs	Rs. 873	Rs. 5.1 Lakhs

Calculation for an Atal Pension Yojana of Rs. 4000

If you need a pension of 4000 INR, in that case, the contribution ranges between 168 INR and 1164 INR. Your nominee will receive up to Rs. 6.8 lakhs in case of your unfortunate death.

Age	Years	Monthly Contribution	Return to the nominee
18 yrs	42 yrs	Rs. 168	Rs. 6.8 lakhs
19 yrs	41 yrs	Rs. 183	Rs. 6.8 lakhs
20 yrs	40 yrs	Rs. 198	Rs. 6.8 lakhs
21 yrs	39 yrs	Rs. 215	Rs. 6.8 lakhs
22 yrs	38 yrs	Rs. 234	Rs. 6.8 lakhs
23 yrs	37 yrs	Rs. 254	Rs. 6.8 lakhs
24 yrs	36 yrs	Rs. 277	Rs. 6.8 lakhs
25 yrs	35 yrs	Rs. 301	Rs. 6.8 lakhs
26 yrs	34 yrs	Rs. 327	Rs. 6.8 lakhs
27 yrs	33 yrs	Rs. 356	Rs. 6.8 lakhs
28 yrs	32 yrs	Rs. 388	Rs. 6.8 lakhs
29 yrs	31 yrs	Rs. 423	Rs. 6.8 lakhs
30 yrs	30 yrs	Rs. 462	Rs. 6.8 lakhs
31 yrs	29 yrs	Rs. 504	Rs. 6.8 lakhs
32 yrs	28 yrs	Rs. 551	Rs. 6.8 lakhs
33 yrs	27 yrs	Rs. 602	Rs. 6.8 lakhs
34 yrs	26 yrs	Rs. 659	Rs. 6.8 lakhs
35 yrs	25 yrs	Rs. 722	Rs. 6.8 lakhs
36 yrs	24 yrs	Rs. 792	Rs. 6.8 lakhs
37 yrs	23 yrs	Rs. 870	Rs. 6.8 lakhs
38 yrs	22 yrs	Rs. 957	Rs. 6.8 lakhs
39 yrs	21 yrs	Rs. 1,054	Rs. 6.8 lakhs
40 yrs	20 yrs	Rs. 1,164	Rs. 6.8 lakhs

Calculation for an Atal Pension Yojana of Rs. 5000

If you need a pension of 5000 INR, in that case, the contribution ranges between 210 INR and 1454 INR. Your nominee will receive up to Rs. 8.5 lakhs in case of your unfortunate death.

Age	Years	Monthly Contribution	Return to the nominee
18 yrs	42 yrs	Rs. 210	Rs. 8.5 lakhs
19 yrs	41 yrs	Rs. 228	Rs. 8.5 lakhs
20 yrs	40 yrs	Rs. 248	Rs. 8.5 lakhs
21 yrs	39 yrs	Rs. 269	Rs. 8.5 lakhs
22 yrs	38 yrs	Rs. 292	Rs. 8.5 lakhs
23 yrs	37 yrs	Rs. 318	Rs. 8.5 lakhs
24 yrs	36 yrs	Rs. 346	Rs. 8.5 lakhs
25 yrs	35 yrs	Rs. 376	Rs. 8.5 lakhs
26 yrs	34 yrs	Rs. 409	Rs. 8.5 lakhs
27 yrs	33 yrs	Rs. 446	Rs. 8.5 lakhs
28 yrs	32 yrs	Rs. 485	Rs. 8.5 lakhs
29 yrs	31 yrs	Rs. 529	Rs. 8.5 lakhs
30 yrs	30 yrs	Rs. 577	Rs. 8.5 lakhs
31 yrs	29 yrs	Rs. 630	Rs. 8.5 lakhs
32 yrs	28 yrs	Rs. 689	Rs. 8.5 lakhs
33 yrs	27 yrs	Rs. 752	Rs. 8.5 lakhs
34 yrs	26 yrs	Rs. 824	Rs. 8.5 lakhs
35 yrs	25 yrs	Rs. 902	Rs. 8.5 lakhs
36 yrs	24 yrs	Rs. 990	Rs. 8.5 lakhs
37 yrs	23 yrs	Rs. 1,087	Rs. 8.5 lakhs
38 yrs	22 yrs	Rs. 1,196	Rs. 8.5 lakhs
39 yrs	21 yrs	Rs. 1,318	Rs. 8.5 lakhs
40 yrs	20 yrs	Rs. 1,454	Rs. 8.5 lakhs

Atal Pension Yojana Contribution Range According to Age

According to your current age, you can see the amount you need to contribute towards the Atal Pension Yojana Scheme. Depending on your choice of pension amount, your premium will be determined.

Age	Rs. 1000	Rs. 2000	Rs. 3000	Rs. 4000	Rs. 5000
18 yrs	Rs. 42	Rs. 84	Rs. 126	Rs. 168	Rs. 210
19 yrs	Rs. 46	Rs. 92	Rs. 138	Rs. 183	Rs. 228
20 yrs	Rs. 50	Rs. 100	Rs. 150	Rs. 198	Rs. 248
21 yrs	Rs. 54	Rs. 108	Rs. 162	Rs. 215	Rs. 269
22 yrs	Rs. 59	Rs. 117	Rs. 177	Rs. 234	Rs. 292
23 yrs	Rs. 64	Rs. 127	Rs. 192	Rs. 254	Rs. 318
24 yrs	Rs. 70	Rs. 139	Rs. 208	Rs. 277	Rs. 346
25 yrs	Rs. 76	Rs. 151	Rs. 226	Rs. 301	Rs. 376
26 yrs	Rs. 82	Rs. 164	Rs. 246	Rs. 327	Rs. 409
27 yrs	Rs. 90	Rs. 178	Rs. 268	Rs. 356	Rs. 446
28 yrs	Rs. 97	Rs. 194	Rs. 292	Rs. 388	Rs. 485
29 yrs	Rs. 106	Rs. 212	Rs. 318	Rs. 423	Rs. 529
30 yrs	Rs. 116	Rs. 231	Rs. 347	Rs. 462	Rs. 577
31 yrs	Rs. 126	Rs. 252	Rs. 379	Rs. 504	Rs. 630
32 yrs	Rs. 138	Rs. 276	Rs. 414	Rs. 551	Rs. 689
33 yrs	Rs. 151	Rs. 302	Rs. 453	Rs. 602	Rs. 752
34 yrs	Rs. 165	Rs. 330	Rs. 495	Rs. 659	Rs. 824
35 yrs	Rs. 181	Rs. 362	Rs. 543	Rs. 722	Rs. 902
36 yrs	Rs. 198	Rs. 396	Rs. 594	Rs. 792	Rs. 990
37 yrs	Rs. 218	Rs. 436	Rs. 654	Rs. 870	Rs. 1,087
38 yrs	Rs. 240	Rs. 480	Rs. 720	Rs. 957	Rs. 1,196
39 yrs	Rs. 264	Rs. 528	Rs. 792	Rs. 1,054	Rs. 1,318
40 yrs	Rs. 291	Rs. 582	Rs. 873	Rs. 1,164	Rs. 1,454

Read Related:

SUBSCRIBE TO ATAL PENSION YOJANA

Comments

indrajeet upadhyay says

15/12/2015 at 11:00 PM

If I the policy holder died after paying some premium will the nomnee have to pay for 60 year to get the benefit

Ashish Chandekar says

14/11/2015 at 9:54 AM

Sir .I open my aps account three month back .but bank is not cutting my contribution amount .bank is mis guiding me . I open this account in Sbi.station road .in durg Chattisham. I am having account of PRAN. I made complent to regional managers of SBI.but no response. Pls help me .ashish

manoj rajput says

16/09/2015 at 7:02 PM

Maine apy ka 5000 wala plan liya hai mujhe thoda confusion hai ki mere a/c se har maah 824 rs.Kat jate hain lekin hamare pass koi proof to ho ki hame 60 ki age par yeh benefit milega.

Sanjay says

02/09/2015 at 12:49 PM

how to stop / close the APY before the maturity …

- Atal Pension Yojana says
  
  02/09/2015 at 6:15 PM
  
  Yes, you can exit Atal Pension Yojana (apy) scheme. There is new a provision added to the scheme with conditions to exit. Here how to goes.
  
  “Now the modified provision permits the subscriber to voluntarily exit Atal Pension Yojana (apy) scheme with conditions.”
  
  The subscriber will only be refunded the contributions made by him to APY, along with the net actual interest earned on his contributions.
  
  More you can read here: https://atalpensionyojana.in/government-simplifies-contribution-and-exit-rules-for-atal-pension-yojana/
Utpal kr Pal says

26/08/2015 at 1:56 PM

myself age is 22 years with the enrollment of APY,if consecuent 2 years i continued the investment in APY & at the age of 24 i got the Central Government Service then both of the pension will continued or not?

- Atal Pension Yojana says
  
  26/08/2015 at 7:55 PM
  
  I’m not sure if both will continue. As per rule only one will continue. Kindly call on toll free no. of atal pension yojana 1800-180-111 / 1800-110-001 to get more clarity.
OM PRATAP PANDA says

26/08/2015 at 1:35 PM

if a policy holder gets its pension after 60 yrs. and afetr 2 yrs. he died and his nominee gets his pension scheme and then after 3 yrs. nominee died….so my question is what benefits get and who get the benefits after death of nominee ?

- Atal Pension Yojana says
  
  26/08/2015 at 7:56 PM
  
  Not sure… Kindly call on toll free no. of atal pension yojana 1800-180-111 / 1800-110-001.
OM PRATAP PANDA says

26/08/2015 at 1:24 PM

if a policy holder continues his ATAL PENSION YOJANA….and he death after paid 15 years and till he did not pay the rest premium. what the benefits thereafter ???

Subhra Ganguly says

25/08/2015 at 6:55 PM

I have started this scheme in my name today.So I have two question ;without any PRAN number obtained from Central Bank of India;Kolkata Salt Lake branch how can I track this contributions;And after 60 years will the pension be auto credited in the same bank account ?Requesting to kindly answer this questions…

- Atal Pension Yojana says
  
  26/08/2015 at 7:58 PM
  
  Kindly ask your local bank. I’m sure they will help you.

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