Atal Pension Yojana Premium Chart and Calculator
Age of Joining, Contribution Levels, Fixed Monthly Pension and Return of Corpus to the nominee of subscribers
The Table of contribution levels, fixed minimum monthly pension to subscribers and his spouse and return of corpus to nominees of subscribers and the contribution period is given below.
For example, to get a fixed monthly pension between Rs. 1,000 per month and Rs. 5,000 per month, the subscriber has to contribute on a monthly basis between Rs. 42 and Rs. 210, if he joins at the age of 18 years. For the same fixed pension levels, the contribution would range between Rs. 291 and Rs. 1,454, if the subscriber joins at the age of 40 years.
Table of contribution levels, fixed monthly pension to subscribers and his spouse and return of corpus to nominees of subscribers and the contribution period under Atal Pension Yojana.
Indicative APY Contribution Chart (Age wise)
Age | Years | Monthly Contribution | Return to the nominee |
18 yrs | 42 yrs | Rs. 42 | Rs. 1.7 lakhs |
19 yrs | 41 yrs | Rs. 46 | Rs. 1.7 lakhs |
20 yrs | 40 yrs | Rs. 50 | Rs. 1.7 lakhs |
21 yrs | 39 yrs | Rs. 54 | Rs. 1.7 lakhs |
22 yrs | 38 yrs | Rs. 59 | Rs. 1.7 lakhs |
23 yrs | 37 yrs | Rs. 64 | Rs. 1.7 lakhs |
24 yrs | 36 yrs | Rs. 70 | Rs. 1.7 lakhs |
25 yrs | 35 yrs | Rs. 76 | Rs. 1.7 lakhs |
26 yrs | 34 yrs | Rs. 82 | Rs. 1.7 lakhs |
27 yrs | 33 yrs | Rs. 90 | Rs. 1.7 lakhs |
28 yrs | 32 yrs | Rs. 97 | Rs. 1.7 lakhs |
29 yrs | 31 yrs | Rs. 106 | Rs. 1.7 lakhs |
30 yrs | 30 yrs | Rs. 116 | Rs. 1.7 lakhs |
31 yrs | 29 yrs | Rs. 126 | Rs. 1.7 lakhs |
32 yrs | 28 yrs | Rs. 138 | Rs. 1.7 lakhs |
33 yrs | 27 yrs | Rs. 151 | Rs. 1.7 lakhs |
34 yrs | 26 yrs | Rs. 165 | Rs. 1.7 lakhs |
35 yrs | 25 yrs | Rs. 181 | Rs. 1.7 lakhs |
36 yrs | 24 yrs | Rs. 198 | Rs. 1.7 lakhs |
37 yrs | 23 yrs | Rs. 218 | Rs. 1.7 lakhs |
38 yrs | 22 yrs | Rs. 240 | Rs. 1.7 lakhs |
39 yrs | 21 yrs | Rs. 264 | Rs. 1.7 lakhs |
40 yrs | 20 yrs | Rs. 291 | Rs. 1.7 lakhs |
Calculation for an Atal Pension Yojana of Rs. 2000
If you need a pension of 2000 INR, in that case, the contribution ranges between 84 INR and 582 INR. Your nominee will receive up to Rs. 3.4 lakhs in case of your unfortunate death.
Age | Years | Monthly Contribution | Return to the nominee |
18 yrs | 42 yrs | Rs. 84 | Rs. 3.4 lakhs |
19 yrs | 41 yrs | Rs. 92 | Rs. 3.4 lakhs |
20 yrs | 40 yrs | Rs. 100 | Rs. 3.4 lakhs |
21 yrs | 39 yrs | Rs. 108 | Rs. 3.4 lakhs |
22 yrs | 38 yrs | Rs. 117 | Rs. 3.4 lakhs |
23 yrs | 37 yrs | Rs. 127 | Rs. 3.4 lakhs |
24 yrs | 36 yrs | Rs. 139 | Rs. 3.4 lakhs |
25 yrs | 35 yrs | Rs. 151 | Rs. 3.4 lakhs |
26 yrs | 34 yrs | Rs. 164 | Rs. 3.4 lakhs |
27 yrs | 33 yrs | Rs. 178 | Rs. 3.4 lakhs |
28 yrs | 32 yrs | Rs. 194 | Rs. 3.4 lakhs |
29 yrs | 31 yrs | Rs. 212 | Rs. 3.4 lakhs |
30 yrs | 30 yrs | Rs. 231 | Rs. 3.4 lakhs |
31 yrs | 29 yrs | Rs. 252 | Rs. 3.4 lakhs |
32 yrs | 28 yrs | Rs. 276 | Rs. 3.4 lakhs |
33 yrs | 27 yrs | Rs. 302 | Rs. 3.4 lakhs |
34 yrs | 26 yrs | Rs. 330 | Rs. 3.4 lakhs |
35 yrs | 25 yrs | Rs. 362 | Rs. 3.4 lakhs |
36 yrs | 24 yrs | Rs. 396 | Rs. 3.4 lakhs |
37 yrs | 23 yrs | Rs. 436 | Rs. 3.4 lakhs |
38 yrs | 22 yrs | Rs. 480 | Rs. 3.4 lakhs |
39 yrs | 21 yrs | Rs. 528 | Rs. 3.4 lakhs |
40 yrs | 20 yrs | Rs. 582 | Rs. 3.4 lakhs |
Calculation for an Atal Pension Yojana of Rs. 3000
If you need a pension of 3000 INR, in that case, the contribution ranges between 126 INR and 873 INR. Your nominee will receive up to Rs. 5.1 lakhs in case of your unfortunate death.
Age | Years | Monthly Contribution | Return to the nominee |
18 yrs | 42 yrs | Rs. 126 | Rs. 5.1 Lakhs |
19 yrs | 41 yrs | Rs. 138 | Rs. 5.1 Lakhs |
20 yrs | 40 yrs | Rs. 150 | Rs. 5.1 Lakhs |
21 yrs | 39 yrs | Rs. 162 | Rs. 5.1 Lakhs |
22 yrs | 38 yrs | Rs. 177 | Rs. 5.1 Lakhs |
23 yrs | 37 yrs | Rs. 192 | Rs. 5.1 Lakhs |
24 yrs | 36 yrs | Rs. 208 | Rs. 5.1 Lakhs |
25 yrs | 35 yrs | Rs. 226 | Rs. 5.1 Lakhs |
26 yrs | 34 yrs | Rs. 246 | Rs. 5.1 Lakhs |
27 yrs | 33 yrs | Rs. 268 | Rs. 5.1 Lakhs |
28 yrs | 32 yrs | Rs. 292 | Rs. 5.1 Lakhs |
29 yrs | 31 yrs | Rs. 318 | Rs. 5.1 Lakhs |
30 yrs | 30 yrs | Rs. 347 | Rs. 5.1 Lakhs |
31 yrs | 29 yrs | Rs. 379 | Rs. 5.1 Lakhs |
32 yrs | 28 yrs | Rs. 414 | Rs. 5.1 Lakhs |
33 yrs | 27 yrs | Rs. 453 | Rs. 5.1 Lakhs |
34 yrs | 26 yrs | Rs. 495 | Rs. 5.1 Lakhs |
35 yrs | 25 yrs | Rs. 543 | Rs. 5.1 Lakhs |
36 yrs | 24 yrs | Rs. 594 | Rs. 5.1 Lakhs |
37 yrs | 23 yrs | Rs. 654 | Rs. 5.1 Lakhs |
38 yrs | 22 yrs | Rs. 720 | Rs. 5.1 Lakhs |
39 yrs | 21 yrs | Rs. 792 | Rs. 5.1 Lakhs |
40 yrs | 20 yrs | Rs. 873 | Rs. 5.1 Lakhs |
Calculation for an Atal Pension Yojana of Rs. 4000
If you need a pension of 4000 INR, in that case, the contribution ranges between 168 INR and 1164 INR. Your nominee will receive up to Rs. 6.8 lakhs in case of your unfortunate death.
Age | Years | Monthly Contribution | Return to the nominee |
18 yrs | 42 yrs | Rs. 168 | Rs. 6.8 lakhs |
19 yrs | 41 yrs | Rs. 183 | Rs. 6.8 lakhs |
20 yrs | 40 yrs | Rs. 198 | Rs. 6.8 lakhs |
21 yrs | 39 yrs | Rs. 215 | Rs. 6.8 lakhs |
22 yrs | 38 yrs | Rs. 234 | Rs. 6.8 lakhs |
23 yrs | 37 yrs | Rs. 254 | Rs. 6.8 lakhs |
24 yrs | 36 yrs | Rs. 277 | Rs. 6.8 lakhs |
25 yrs | 35 yrs | Rs. 301 | Rs. 6.8 lakhs |
26 yrs | 34 yrs | Rs. 327 | Rs. 6.8 lakhs |
27 yrs | 33 yrs | Rs. 356 | Rs. 6.8 lakhs |
28 yrs | 32 yrs | Rs. 388 | Rs. 6.8 lakhs |
29 yrs | 31 yrs | Rs. 423 | Rs. 6.8 lakhs |
30 yrs | 30 yrs | Rs. 462 | Rs. 6.8 lakhs |
31 yrs | 29 yrs | Rs. 504 | Rs. 6.8 lakhs |
32 yrs | 28 yrs | Rs. 551 | Rs. 6.8 lakhs |
33 yrs | 27 yrs | Rs. 602 | Rs. 6.8 lakhs |
34 yrs | 26 yrs | Rs. 659 | Rs. 6.8 lakhs |
35 yrs | 25 yrs | Rs. 722 | Rs. 6.8 lakhs |
36 yrs | 24 yrs | Rs. 792 | Rs. 6.8 lakhs |
37 yrs | 23 yrs | Rs. 870 | Rs. 6.8 lakhs |
38 yrs | 22 yrs | Rs. 957 | Rs. 6.8 lakhs |
39 yrs | 21 yrs | Rs. 1,054 | Rs. 6.8 lakhs |
40 yrs | 20 yrs | Rs. 1,164 | Rs. 6.8 lakhs |
Calculation for an Atal Pension Yojana of Rs. 5000
If you need a pension of 5000 INR, in that case, the contribution ranges between 210 INR and 1454 INR. Your nominee will receive up to Rs. 8.5 lakhs in case of your unfortunate death.
Age | Years | Monthly Contribution | Return to the nominee |
18 yrs | 42 yrs | Rs. 210 | Rs. 8.5 lakhs |
19 yrs | 41 yrs | Rs. 228 | Rs. 8.5 lakhs |
20 yrs | 40 yrs | Rs. 248 | Rs. 8.5 lakhs |
21 yrs | 39 yrs | Rs. 269 | Rs. 8.5 lakhs |
22 yrs | 38 yrs | Rs. 292 | Rs. 8.5 lakhs |
23 yrs | 37 yrs | Rs. 318 | Rs. 8.5 lakhs |
24 yrs | 36 yrs | Rs. 346 | Rs. 8.5 lakhs |
25 yrs | 35 yrs | Rs. 376 | Rs. 8.5 lakhs |
26 yrs | 34 yrs | Rs. 409 | Rs. 8.5 lakhs |
27 yrs | 33 yrs | Rs. 446 | Rs. 8.5 lakhs |
28 yrs | 32 yrs | Rs. 485 | Rs. 8.5 lakhs |
29 yrs | 31 yrs | Rs. 529 | Rs. 8.5 lakhs |
30 yrs | 30 yrs | Rs. 577 | Rs. 8.5 lakhs |
31 yrs | 29 yrs | Rs. 630 | Rs. 8.5 lakhs |
32 yrs | 28 yrs | Rs. 689 | Rs. 8.5 lakhs |
33 yrs | 27 yrs | Rs. 752 | Rs. 8.5 lakhs |
34 yrs | 26 yrs | Rs. 824 | Rs. 8.5 lakhs |
35 yrs | 25 yrs | Rs. 902 | Rs. 8.5 lakhs |
36 yrs | 24 yrs | Rs. 990 | Rs. 8.5 lakhs |
37 yrs | 23 yrs | Rs. 1,087 | Rs. 8.5 lakhs |
38 yrs | 22 yrs | Rs. 1,196 | Rs. 8.5 lakhs |
39 yrs | 21 yrs | Rs. 1,318 | Rs. 8.5 lakhs |
40 yrs | 20 yrs | Rs. 1,454 | Rs. 8.5 lakhs |
Atal Pension Yojana Contribution Range According to Age
According to your current age, you can see the amount you need to contribute towards the Atal Pension Yojana Scheme. Depending on your choice of pension amount, your premium will be determined.
Age | Rs. 1000 | Rs. 2000 | Rs. 3000 | Rs. 4000 | Rs. 5000 |
18 yrs | Rs. 42 | Rs. 84 | Rs. 126 | Rs. 168 | Rs. 210 |
19 yrs | Rs. 46 | Rs. 92 | Rs. 138 | Rs. 183 | Rs. 228 |
20 yrs | Rs. 50 | Rs. 100 | Rs. 150 | Rs. 198 | Rs. 248 |
21 yrs | Rs. 54 | Rs. 108 | Rs. 162 | Rs. 215 | Rs. 269 |
22 yrs | Rs. 59 | Rs. 117 | Rs. 177 | Rs. 234 | Rs. 292 |
23 yrs | Rs. 64 | Rs. 127 | Rs. 192 | Rs. 254 | Rs. 318 |
24 yrs | Rs. 70 | Rs. 139 | Rs. 208 | Rs. 277 | Rs. 346 |
25 yrs | Rs. 76 | Rs. 151 | Rs. 226 | Rs. 301 | Rs. 376 |
26 yrs | Rs. 82 | Rs. 164 | Rs. 246 | Rs. 327 | Rs. 409 |
27 yrs | Rs. 90 | Rs. 178 | Rs. 268 | Rs. 356 | Rs. 446 |
28 yrs | Rs. 97 | Rs. 194 | Rs. 292 | Rs. 388 | Rs. 485 |
29 yrs | Rs. 106 | Rs. 212 | Rs. 318 | Rs. 423 | Rs. 529 |
30 yrs | Rs. 116 | Rs. 231 | Rs. 347 | Rs. 462 | Rs. 577 |
31 yrs | Rs. 126 | Rs. 252 | Rs. 379 | Rs. 504 | Rs. 630 |
32 yrs | Rs. 138 | Rs. 276 | Rs. 414 | Rs. 551 | Rs. 689 |
33 yrs | Rs. 151 | Rs. 302 | Rs. 453 | Rs. 602 | Rs. 752 |
34 yrs | Rs. 165 | Rs. 330 | Rs. 495 | Rs. 659 | Rs. 824 |
35 yrs | Rs. 181 | Rs. 362 | Rs. 543 | Rs. 722 | Rs. 902 |
36 yrs | Rs. 198 | Rs. 396 | Rs. 594 | Rs. 792 | Rs. 990 |
37 yrs | Rs. 218 | Rs. 436 | Rs. 654 | Rs. 870 | Rs. 1,087 |
38 yrs | Rs. 240 | Rs. 480 | Rs. 720 | Rs. 957 | Rs. 1,196 |
39 yrs | Rs. 264 | Rs. 528 | Rs. 792 | Rs. 1,054 | Rs. 1,318 |
40 yrs | Rs. 291 | Rs. 582 | Rs. 873 | Rs. 1,164 | Rs. 1,454 |
indrajeet upadhyay says
If I the policy holder died after paying some premium will the nomnee have to pay for 60 year to get the benefit
Ashish Chandekar says
Sir .I open my aps account three month back .but bank is not cutting my contribution amount .bank is mis guiding me . I open this account in Sbi.station road .in durg Chattisham. I am having account of PRAN. I made complent to regional managers of SBI.but no response. Pls help me .ashish
manoj rajput says
Maine apy ka 5000 wala plan liya hai mujhe thoda confusion hai ki mere a/c se har maah 824 rs.Kat jate hain lekin hamare pass koi proof to ho ki hame 60 ki age par yeh benefit milega.
Sanjay says
how to stop / close the APY before the maturity …
Atal Pension Yojana says
Yes, you can exit Atal Pension Yojana (apy) scheme. There is new a provision added to the scheme with conditions to exit. Here how to goes.
“Now the modified provision permits the subscriber to voluntarily exit Atal Pension Yojana (apy) scheme with conditions.”
The subscriber will only be refunded the contributions made by him to APY, along with the net actual interest earned on his contributions.
More you can read here: http://atalpensionyojana.in/government-simplifies-contribution-and-exit-rules-for-atal-pension-yojana/
Utpal kr Pal says
myself age is 22 years with the enrollment of APY,if consecuent 2 years i continued the investment in APY & at the age of 24 i got the Central Government Service then both of the pension will continued or not?
Atal Pension Yojana says
I’m not sure if both will continue. As per rule only one will continue. Kindly call on toll free no. of atal pension yojana 1800-180-111 / 1800-110-001 to get more clarity.
OM PRATAP PANDA says
if a policy holder gets its pension after 60 yrs. and afetr 2 yrs. he died and his nominee gets his pension scheme and then after 3 yrs. nominee died….so my question is what benefits get and who get the benefits after death of nominee ?
Atal Pension Yojana says
Not sure… Kindly call on toll free no. of atal pension yojana 1800-180-111 / 1800-110-001.
OM PRATAP PANDA says
if a policy holder continues his ATAL PENSION YOJANA….and he death after paid 15 years and till he did not pay the rest premium. what the benefits thereafter ???
Subhra Ganguly says
I have started this scheme in my name today.So I have two question ;without any PRAN number obtained from Central Bank of India;Kolkata Salt Lake branch how can I track this contributions;And after 60 years will the pension be auto credited in the same bank account ?Requesting to kindly answer this questions…
Atal Pension Yojana says
Kindly ask your local bank. I’m sure they will help you.