Atal Pension Yojana Premium Chart and Calculator
Age of Joining, Contribution Levels, Fixed Monthly Pension and Return of Corpus to the nominee of subscribers
The Table of contribution levels, fixed minimum monthly pension to subscribers and his spouse and return of corpus to nominees of subscribers and the contribution period is given below.
For example, to get a fixed monthly pension between Rs. 1,000 per month and Rs. 5,000 per month, the subscriber has to contribute on a monthly basis between Rs. 42 and Rs. 210, if he joins at the age of 18 years. For the same fixed pension levels, the contribution would range between Rs. 291 and Rs. 1,454, if the subscriber joins at the age of 40 years.
Table of contribution levels, fixed monthly pension to subscribers and his spouse and return of corpus to nominees of subscribers and the contribution period under Atal Pension Yojana.
Indicative APY Contribution Chart (Age wise)
Age | Years | Monthly Contribution | Return to the nominee |
18 yrs | 42 yrs | Rs. 42 | Rs. 1.7 lakhs |
19 yrs | 41 yrs | Rs. 46 | Rs. 1.7 lakhs |
20 yrs | 40 yrs | Rs. 50 | Rs. 1.7 lakhs |
21 yrs | 39 yrs | Rs. 54 | Rs. 1.7 lakhs |
22 yrs | 38 yrs | Rs. 59 | Rs. 1.7 lakhs |
23 yrs | 37 yrs | Rs. 64 | Rs. 1.7 lakhs |
24 yrs | 36 yrs | Rs. 70 | Rs. 1.7 lakhs |
25 yrs | 35 yrs | Rs. 76 | Rs. 1.7 lakhs |
26 yrs | 34 yrs | Rs. 82 | Rs. 1.7 lakhs |
27 yrs | 33 yrs | Rs. 90 | Rs. 1.7 lakhs |
28 yrs | 32 yrs | Rs. 97 | Rs. 1.7 lakhs |
29 yrs | 31 yrs | Rs. 106 | Rs. 1.7 lakhs |
30 yrs | 30 yrs | Rs. 116 | Rs. 1.7 lakhs |
31 yrs | 29 yrs | Rs. 126 | Rs. 1.7 lakhs |
32 yrs | 28 yrs | Rs. 138 | Rs. 1.7 lakhs |
33 yrs | 27 yrs | Rs. 151 | Rs. 1.7 lakhs |
34 yrs | 26 yrs | Rs. 165 | Rs. 1.7 lakhs |
35 yrs | 25 yrs | Rs. 181 | Rs. 1.7 lakhs |
36 yrs | 24 yrs | Rs. 198 | Rs. 1.7 lakhs |
37 yrs | 23 yrs | Rs. 218 | Rs. 1.7 lakhs |
38 yrs | 22 yrs | Rs. 240 | Rs. 1.7 lakhs |
39 yrs | 21 yrs | Rs. 264 | Rs. 1.7 lakhs |
40 yrs | 20 yrs | Rs. 291 | Rs. 1.7 lakhs |
Calculation for an Atal Pension Yojana of Rs. 2000
If you need a pension of 2000 INR, in that case, the contribution ranges between 84 INR and 582 INR. Your nominee will receive up to Rs. 3.4 lakhs in case of your unfortunate death.
Age | Years | Monthly Contribution | Return to the nominee |
18 yrs | 42 yrs | Rs. 84 | Rs. 3.4 lakhs |
19 yrs | 41 yrs | Rs. 92 | Rs. 3.4 lakhs |
20 yrs | 40 yrs | Rs. 100 | Rs. 3.4 lakhs |
21 yrs | 39 yrs | Rs. 108 | Rs. 3.4 lakhs |
22 yrs | 38 yrs | Rs. 117 | Rs. 3.4 lakhs |
23 yrs | 37 yrs | Rs. 127 | Rs. 3.4 lakhs |
24 yrs | 36 yrs | Rs. 139 | Rs. 3.4 lakhs |
25 yrs | 35 yrs | Rs. 151 | Rs. 3.4 lakhs |
26 yrs | 34 yrs | Rs. 164 | Rs. 3.4 lakhs |
27 yrs | 33 yrs | Rs. 178 | Rs. 3.4 lakhs |
28 yrs | 32 yrs | Rs. 194 | Rs. 3.4 lakhs |
29 yrs | 31 yrs | Rs. 212 | Rs. 3.4 lakhs |
30 yrs | 30 yrs | Rs. 231 | Rs. 3.4 lakhs |
31 yrs | 29 yrs | Rs. 252 | Rs. 3.4 lakhs |
32 yrs | 28 yrs | Rs. 276 | Rs. 3.4 lakhs |
33 yrs | 27 yrs | Rs. 302 | Rs. 3.4 lakhs |
34 yrs | 26 yrs | Rs. 330 | Rs. 3.4 lakhs |
35 yrs | 25 yrs | Rs. 362 | Rs. 3.4 lakhs |
36 yrs | 24 yrs | Rs. 396 | Rs. 3.4 lakhs |
37 yrs | 23 yrs | Rs. 436 | Rs. 3.4 lakhs |
38 yrs | 22 yrs | Rs. 480 | Rs. 3.4 lakhs |
39 yrs | 21 yrs | Rs. 528 | Rs. 3.4 lakhs |
40 yrs | 20 yrs | Rs. 582 | Rs. 3.4 lakhs |
Calculation for an Atal Pension Yojana of Rs. 3000
If you need a pension of 3000 INR, in that case, the contribution ranges between 126 INR and 873 INR. Your nominee will receive up to Rs. 5.1 lakhs in case of your unfortunate death.
Age | Years | Monthly Contribution | Return to the nominee |
18 yrs | 42 yrs | Rs. 126 | Rs. 5.1 Lakhs |
19 yrs | 41 yrs | Rs. 138 | Rs. 5.1 Lakhs |
20 yrs | 40 yrs | Rs. 150 | Rs. 5.1 Lakhs |
21 yrs | 39 yrs | Rs. 162 | Rs. 5.1 Lakhs |
22 yrs | 38 yrs | Rs. 177 | Rs. 5.1 Lakhs |
23 yrs | 37 yrs | Rs. 192 | Rs. 5.1 Lakhs |
24 yrs | 36 yrs | Rs. 208 | Rs. 5.1 Lakhs |
25 yrs | 35 yrs | Rs. 226 | Rs. 5.1 Lakhs |
26 yrs | 34 yrs | Rs. 246 | Rs. 5.1 Lakhs |
27 yrs | 33 yrs | Rs. 268 | Rs. 5.1 Lakhs |
28 yrs | 32 yrs | Rs. 292 | Rs. 5.1 Lakhs |
29 yrs | 31 yrs | Rs. 318 | Rs. 5.1 Lakhs |
30 yrs | 30 yrs | Rs. 347 | Rs. 5.1 Lakhs |
31 yrs | 29 yrs | Rs. 379 | Rs. 5.1 Lakhs |
32 yrs | 28 yrs | Rs. 414 | Rs. 5.1 Lakhs |
33 yrs | 27 yrs | Rs. 453 | Rs. 5.1 Lakhs |
34 yrs | 26 yrs | Rs. 495 | Rs. 5.1 Lakhs |
35 yrs | 25 yrs | Rs. 543 | Rs. 5.1 Lakhs |
36 yrs | 24 yrs | Rs. 594 | Rs. 5.1 Lakhs |
37 yrs | 23 yrs | Rs. 654 | Rs. 5.1 Lakhs |
38 yrs | 22 yrs | Rs. 720 | Rs. 5.1 Lakhs |
39 yrs | 21 yrs | Rs. 792 | Rs. 5.1 Lakhs |
40 yrs | 20 yrs | Rs. 873 | Rs. 5.1 Lakhs |
Calculation for an Atal Pension Yojana of Rs. 4000
If you need a pension of 4000 INR, in that case, the contribution ranges between 168 INR and 1164 INR. Your nominee will receive up to Rs. 6.8 lakhs in case of your unfortunate death.
Age | Years | Monthly Contribution | Return to the nominee |
18 yrs | 42 yrs | Rs. 168 | Rs. 6.8 lakhs |
19 yrs | 41 yrs | Rs. 183 | Rs. 6.8 lakhs |
20 yrs | 40 yrs | Rs. 198 | Rs. 6.8 lakhs |
21 yrs | 39 yrs | Rs. 215 | Rs. 6.8 lakhs |
22 yrs | 38 yrs | Rs. 234 | Rs. 6.8 lakhs |
23 yrs | 37 yrs | Rs. 254 | Rs. 6.8 lakhs |
24 yrs | 36 yrs | Rs. 277 | Rs. 6.8 lakhs |
25 yrs | 35 yrs | Rs. 301 | Rs. 6.8 lakhs |
26 yrs | 34 yrs | Rs. 327 | Rs. 6.8 lakhs |
27 yrs | 33 yrs | Rs. 356 | Rs. 6.8 lakhs |
28 yrs | 32 yrs | Rs. 388 | Rs. 6.8 lakhs |
29 yrs | 31 yrs | Rs. 423 | Rs. 6.8 lakhs |
30 yrs | 30 yrs | Rs. 462 | Rs. 6.8 lakhs |
31 yrs | 29 yrs | Rs. 504 | Rs. 6.8 lakhs |
32 yrs | 28 yrs | Rs. 551 | Rs. 6.8 lakhs |
33 yrs | 27 yrs | Rs. 602 | Rs. 6.8 lakhs |
34 yrs | 26 yrs | Rs. 659 | Rs. 6.8 lakhs |
35 yrs | 25 yrs | Rs. 722 | Rs. 6.8 lakhs |
36 yrs | 24 yrs | Rs. 792 | Rs. 6.8 lakhs |
37 yrs | 23 yrs | Rs. 870 | Rs. 6.8 lakhs |
38 yrs | 22 yrs | Rs. 957 | Rs. 6.8 lakhs |
39 yrs | 21 yrs | Rs. 1,054 | Rs. 6.8 lakhs |
40 yrs | 20 yrs | Rs. 1,164 | Rs. 6.8 lakhs |
Calculation for an Atal Pension Yojana of Rs. 5000
If you need a pension of 5000 INR, in that case, the contribution ranges between 210 INR and 1454 INR. Your nominee will receive up to Rs. 8.5 lakhs in case of your unfortunate death.
Age | Years | Monthly Contribution | Return to the nominee |
18 yrs | 42 yrs | Rs. 210 | Rs. 8.5 lakhs |
19 yrs | 41 yrs | Rs. 228 | Rs. 8.5 lakhs |
20 yrs | 40 yrs | Rs. 248 | Rs. 8.5 lakhs |
21 yrs | 39 yrs | Rs. 269 | Rs. 8.5 lakhs |
22 yrs | 38 yrs | Rs. 292 | Rs. 8.5 lakhs |
23 yrs | 37 yrs | Rs. 318 | Rs. 8.5 lakhs |
24 yrs | 36 yrs | Rs. 346 | Rs. 8.5 lakhs |
25 yrs | 35 yrs | Rs. 376 | Rs. 8.5 lakhs |
26 yrs | 34 yrs | Rs. 409 | Rs. 8.5 lakhs |
27 yrs | 33 yrs | Rs. 446 | Rs. 8.5 lakhs |
28 yrs | 32 yrs | Rs. 485 | Rs. 8.5 lakhs |
29 yrs | 31 yrs | Rs. 529 | Rs. 8.5 lakhs |
30 yrs | 30 yrs | Rs. 577 | Rs. 8.5 lakhs |
31 yrs | 29 yrs | Rs. 630 | Rs. 8.5 lakhs |
32 yrs | 28 yrs | Rs. 689 | Rs. 8.5 lakhs |
33 yrs | 27 yrs | Rs. 752 | Rs. 8.5 lakhs |
34 yrs | 26 yrs | Rs. 824 | Rs. 8.5 lakhs |
35 yrs | 25 yrs | Rs. 902 | Rs. 8.5 lakhs |
36 yrs | 24 yrs | Rs. 990 | Rs. 8.5 lakhs |
37 yrs | 23 yrs | Rs. 1,087 | Rs. 8.5 lakhs |
38 yrs | 22 yrs | Rs. 1,196 | Rs. 8.5 lakhs |
39 yrs | 21 yrs | Rs. 1,318 | Rs. 8.5 lakhs |
40 yrs | 20 yrs | Rs. 1,454 | Rs. 8.5 lakhs |
Atal Pension Yojana Contribution Range According to Age
According to your current age, you can see the amount you need to contribute towards the Atal Pension Yojana Scheme. Depending on your choice of pension amount, your premium will be determined.
Age | Rs. 1000 | Rs. 2000 | Rs. 3000 | Rs. 4000 | Rs. 5000 |
18 yrs | Rs. 42 | Rs. 84 | Rs. 126 | Rs. 168 | Rs. 210 |
19 yrs | Rs. 46 | Rs. 92 | Rs. 138 | Rs. 183 | Rs. 228 |
20 yrs | Rs. 50 | Rs. 100 | Rs. 150 | Rs. 198 | Rs. 248 |
21 yrs | Rs. 54 | Rs. 108 | Rs. 162 | Rs. 215 | Rs. 269 |
22 yrs | Rs. 59 | Rs. 117 | Rs. 177 | Rs. 234 | Rs. 292 |
23 yrs | Rs. 64 | Rs. 127 | Rs. 192 | Rs. 254 | Rs. 318 |
24 yrs | Rs. 70 | Rs. 139 | Rs. 208 | Rs. 277 | Rs. 346 |
25 yrs | Rs. 76 | Rs. 151 | Rs. 226 | Rs. 301 | Rs. 376 |
26 yrs | Rs. 82 | Rs. 164 | Rs. 246 | Rs. 327 | Rs. 409 |
27 yrs | Rs. 90 | Rs. 178 | Rs. 268 | Rs. 356 | Rs. 446 |
28 yrs | Rs. 97 | Rs. 194 | Rs. 292 | Rs. 388 | Rs. 485 |
29 yrs | Rs. 106 | Rs. 212 | Rs. 318 | Rs. 423 | Rs. 529 |
30 yrs | Rs. 116 | Rs. 231 | Rs. 347 | Rs. 462 | Rs. 577 |
31 yrs | Rs. 126 | Rs. 252 | Rs. 379 | Rs. 504 | Rs. 630 |
32 yrs | Rs. 138 | Rs. 276 | Rs. 414 | Rs. 551 | Rs. 689 |
33 yrs | Rs. 151 | Rs. 302 | Rs. 453 | Rs. 602 | Rs. 752 |
34 yrs | Rs. 165 | Rs. 330 | Rs. 495 | Rs. 659 | Rs. 824 |
35 yrs | Rs. 181 | Rs. 362 | Rs. 543 | Rs. 722 | Rs. 902 |
36 yrs | Rs. 198 | Rs. 396 | Rs. 594 | Rs. 792 | Rs. 990 |
37 yrs | Rs. 218 | Rs. 436 | Rs. 654 | Rs. 870 | Rs. 1,087 |
38 yrs | Rs. 240 | Rs. 480 | Rs. 720 | Rs. 957 | Rs. 1,196 |
39 yrs | Rs. 264 | Rs. 528 | Rs. 792 | Rs. 1,054 | Rs. 1,318 |
40 yrs | Rs. 291 | Rs. 582 | Rs. 873 | Rs. 1,164 | Rs. 1,454 |
Kishore T says
If nominee will change this scheme it it possible
Bijayalaxmi Swain says
Can govt employee having pran under nps and employees who pay income tax avail atal pension yojana scheme
Sunita Warjri says
Sir,
Where do i have to update/check the total amount which i have been contributing till date. I have opened APY on 2016 but till date i tried to log in through NPS but it showing the Pran No i have enter is wrong/not available. I already went to bank but they could not the statement.
Plz help
Suresh Adwani says
If I decide to quit the plan after sometime, how much amount will be refunded to me ?
SHIV EKKA says
Why am not getting refund from APY
Raju says
I did some quick calculations and found that it is nothing but a RD with 8% rate of interest, assuming no contribution from government.
With government contribution, this interest rate would come out to be even lower. What is the benefit? Why should one not open a Bank or Post Office RD account instead with a little higher interest rate?
Secondly, what will be the value of Rs 5000 after 42 years? I believe it would be same as today’s Rs 210, or may be even less. It is hard to believe that this amount will actually help anyone at that time.
Sanjay Basak says
sir, when my nominee will get the amount of Rs.8.5 lakhs and when my spouse will also get the pension amount Rs.5000?
rajesh says
Please send penstion life So Age 60 to 100 year are 150 age in penstionar are son