Frequently asked questions (FAQ) – Atal Pension Yojana (APY) Scheme
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my APY account has been activated since last 20 days. But till now, no amount is debitted from my bank account. Should I do anything for my first debit?
Hi. My name is Supriyo Das from Shillong, Meghalaya. I am a central govt. employee and under NPS. I am having one PRAN no under NPS. Last year, I opened an account under APY for Rs. 5000/- pension. So, now I am having another PRAN no under APY. So, am I eligible for both the schemes or two PRAN nos. Please suggest me, should I close APY account or not. Should I get pension from both the schemes or not after the age of 60.
You will get both the pension
HOW CAN I SEE THE TOTAL CONTRIBUTION IN APY SCHEME i.e MY CONTRIBUTION AND CONTRIBUTION OF GOVT IN MY ACCOUNT.
You can see the statement after an year in your apy account
Please share the link or steps to login to our accounts as of now we can see only the PRAN card.
1) If applicant dies before 60 years,then what about policy and benifits?
2) When policy holder avail or enjoy the benifit of corpus amount ?
I am working under a Govt. Project on contract (for 3 years) basis, I am not an income tax payer as my remuneration is below the taxable limit. But I covered under the E.P.F. scheme. And I also joined the A.P.Y. scheme last month. Please let me know, is it permissible to continue both the schemes i.e. the E.P.F & A.P.Y schemes simultaneously with all the benefits? If no, then please inform me how can I exit from the A.P.Y. scheme?
I have few queries…
1) The lump sum amount paid to nominee will be taxable income or exempted under 10(10D)?
2) If the policy holder expires before 60, what lump sum amount will be paid to nominee for 5000/- pension scheme?
3) In case the policy holder expires before 60, do the spouse need to pay premium for remaining term?
6) If no premium deposited for 24 months, the account gets closed. What will happen to corpus accumulated?
7) Is it possible to withdraw Lump sum amount / accumulated corpus amount any time during the policy (before 60 yrs age) / (after start of pension by self or by spouse due to death of policy holder)?
8) If the spouse and nominee are same, how will it work for providing pension to spouse and lump sum to nominee?
I know the queries are many, but I believe answers to these will help many get a clarity, and decide on subscribing for this scheme.
Thanks in advance for your time and efforts in answering these queries.
hi , i have PRAN no of APY ,every month bank taking from my account regularly ,how can i login and see my APY accoutt but i have not received any ID card ,document,certificate
kindly help ,let me know what to do
can a person choose two nominees instead of one